Credit union · NCUA insured
Service 1st Credit Union Savings Rates
Service 1st Credit Union’s best savings rate is 0.05% APY on $10,000, with its ShareSavings. Rates checked October 16, 2026.
How Service 1st Credit Union’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Service 1st Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Service 1st Credit Union
0.05%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $5
ShareSavings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Service 1st Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Service 1st Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
ShareSavings
0.05%APY
Dividend rate and APY are declared at the end of the quarter. Dividend compound period is quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceQuarterly dividend compound period; rates declared at the end of the quarter.Any balance | 0.05% | $5 | Quarterly dividend compound period; rates declared at the end of the quarter. |
Special-purpose accounts
IRA Share Savings
0.05%APY
Dividend rate and APY are declared at the end of the quarter. Dividend compound period is quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceQuarterly dividend compound period; rates declared at the end of the quarter.Any balance | 0.05% | $5 | Quarterly dividend compound period; rates declared at the end of the quarter. |
Who can join Service 1st Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.