Credit union · NCUA insured
SEI Credit Union Auto Loan Rates
SEI Credit Union auto loans start at 5.44% APR for a new vehicle and 5.44% for a used one. Rates checked October 22, 2026.
How SEI Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pocatello, ID, where SEI Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
SEI Credit Union
5.44%APR
- Terms
- up to 60 months
Auto Loans
Lowest rate
Simplot Credit Union
4.99%APR
- Terms
- up to 60 months
2nd-lowest rate
Connections CU
5.24%APR
- Terms
- up to 60 months
SEI Credit Union auto loan score
75
Auto loan score
Higher than 40% of U.S. banks and credit unions
- New vehicleNew5.44%
- Used vehicleUsed5.44%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where SEI Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Financing available up to 125% LTV with terms up to 7 years (84 months) for new and used autos. Refinance options available.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.44% | Vehicle 7 years and newer; best rate depending on credit history and underwriting criteria. |
| up to 72 months | 5.49% | Vehicle 7 years and newer; best rate depending on credit history and underwriting criteria. |
| up to 84 months | 6.23% | Vehicle 7 years and newer; best rate depending on credit history and underwriting criteria. |
| up to 60 months | 7.99% | Vehicle 8-15 years old; best rate depending on credit history and underwriting criteria. |
| up to 48 months | 11.98% | Vehicle 16 years and older; best rate depending on credit history and underwriting criteria. |
Who can join SEI Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals living in Bannock, Bear Lake, Bingham, Caribou, Franklin, Oneida, and Power counties are eligible for membership.
Employers and groups
- Employees of participating employer groups in the seven-county service area are eligible for membership.
Military, government and schools
- U.S. Government civilian employees, military personnel, and National Guard unit members working or stationed in Bannock, Bear Lake, Bingham, Caribou, Franklin, Oneida, and Power counties are eligible for membership.
- Federal employees and retirees of government agencies are eligible for membership.
Family and household
- Family members of eligible employee group members and individuals in the service area are eligible for membership.
Membership information collected October 4, 2026.