Credit union · NCUA insured
Connections CU Auto Loan Rates
Connections CU auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How Connections CU’s auto loan rates compare
Compared with banks and credit unions near Boise City, ID, where Connections CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Connections CU
5.24%APR
- Terms
- up to 60 months
Auto Loan
Lowest rate
TruGrocer Federal Credit Union
3.99%APR
- Terms
- 24–84 months
2nd-lowest rate
First Tech Federal Credit Union
4.99%APR
- Terms
- up to 65 months
Connections CU auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Connections CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates subject to change without prior notice. Rates effective as of September 8, 2026. All loans on approved credit (OAC). Final rate is dependent on creditworthiness/FICO score and qualification for available loan rate discounts. Model year and term restrictions apply. Membership required.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.24% | Model year 2022 and newer; term up to 60 months. |
| 61–72 months | 5.49% | Model year 2022 and newer; term 61 to 72 months; loan amount over $10,000. |
| 73–84 months | 6.24% | Model year 2022 and newer; term 73 to 84 months; loan amount over $20,000. |
| up to 60 months | 5.99% | Model year 2018–2021; term up to 60 months. |
| 61–72 months | 6.24% | Model year 2018–2021; term 61 to 72 months; loan amount over $10,000. |
| 73–84 months | 6.99% | Model year 2018–2021; term 73 to 84 months; loan amount over $20,000. |
| up to 60 months | 7.24% | Model year 2011–2017; term up to 60 months. |
| 61–72 months | 7.74% | Model year 2011–2017; term 61 to 72 months; loan amount over $10,000. |
| 73–84 months | 8.49% | Model year 2011–2017; term 73 to 84 months; loan amount over $20,000. |
| up to 60 months | 8.94% | Model year 2007–2010 (2006 and older add 2% — up to 60 months); term up to 60 months. |
| 61–72 months | 9.49% | Model year 2007–2010 (2006 and older add 2% — up to 60 months); term 61 to 72 months; loan amount over $10,000. |
Sources (3)
All captured Oct 7, 2026
Who can join Connections CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Ada, Bannock, Bear Lake, Bingham, Bonneville, Canyon, Caribou, Cassia, Franklin, Jefferson, Jerome, Lincoln, Minidoka, Oneida, Power, and Twin Falls counties are eligible for membership.
Family and household
- Relatives of current members are eligible for membership.
Cost to join
- A $5 share deposit in a Regular Share Savings Account is required to establish membership share in the credit union.
Membership information collected October 4, 2026.