Bank · FDIC insured
Security Federal Bank Auto Loan Rates
Security Federal Bank auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 22, 2026.
How Security Federal Bank’s auto loan rates compare
Compared with banks and credit unions near Augusta, GA-SC, where Security Federal Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Security Federal Bank
5.25%APR
- Terms
- —
- Up to
- 7.10% APR
Auto Loans
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
South Carolina State Credit Union
3.95%APR
- Terms
- up to 96 months
- Up to
- 15.49% APR
Security Federal Bank auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Security Federal Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Fixed rates on new and used vehicles. Refinancing options available. Rates, terms, and conditions are subject to change and may vary based on the age of the vehicle, credit quality, term of the loan, customer relationship, and payment method.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.25%–7.10% | Fixed rates for 2024–2026 models. Rates, terms, and conditions are subject to change and may vary based on the age of the vehicle, credit quality, term of the loan, customer relationship, and payment method. |
| — | 5.60% | Rates for older models. Rates, terms, and conditions are subject to change and may vary based on the age of the vehicle, credit quality, term of the loan, customer relationship, and payment method. |
Sources (1)
- securityfederalbank.com/personal/loans/auto · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.