Credit union · NCUA insured
Security Credit Union Auto Loan Rates
Top CarrotSecurity Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Security Credit Union’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Security Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Security Credit Union
4.99%APR
- Terms
- up to 84 months
- Discount
- None included
New Vehicles
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Security Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Security Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles
100% financing available. Rate is based on credit history, age of collateral, and term of loan. Rate shown is offered to members with excellent credit; interest rate may increase based on current credit history. All loans subject to approval based on creditworthiness, qualifications, and collateral conditions.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99% | Rate is based on credit history, age of collateral, and term of loan. Rate shown is offered to members with excellent credit; interest rate may increase based on current credit history. |
Sources (3)
All captured Oct 5, 2026
Street Motorcycle
Rate is based on credit history, age of collateral, and term of loan. Rate shown is offered to members with excellent credit. Interest rate may increase based on current credit history. All loans subject to approval based on creditworthiness, qualifications and collateral conditions.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.24% | Includes street motorcycles 500cc or higher. Rate is based on credit history, age of collateral, and term of loan. Rate shown is offered to members with excellent credit; interest rate may increase based on current credit history. |
Used Vehicles
100% financing available. Rate is based on credit history, age of collateral, and term of loan. Rate shown is offered to members with excellent credit; interest rate may increase based on current credit history. All loans subject to approval based on creditworthiness, qualifications, and collateral conditions.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | Rate is based on credit history, age of collateral, and term of loan. Rate shown is offered to members with excellent credit; interest rate may increase based on current credit history. |
Who can join Security Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone that lives, works, worships, or attends school throughout the entire state of Michigan.
- Membership includes the Ohio counties of Allen, Defiance, Erie, Fulton, Hancock, Henry, Huron, Lucas, Ottawa, Putnam, Sandusky, Seneca, Williams, and Wood.
Membership information collected October 5, 2026.