Credit union · NCUA insured
SecurCommunity Federal Credit Union CD Rates
SecurCommunity Federal Credit Union’s best CD rate is 2.25% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 15, 2026.
How SecurCommunity Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where SecurCommunity Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SecurCommunity Federal Credit Union
2.25%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $225
Share Certificate Account
Top rate
Paragon Bank
4.39%APY
- Term
- 13 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $476
2nd-highest rate
UT Federal Credit Union
4.25%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $246
SecurCommunity Federal Credit Union CD score
63
CD score
Higher than 8% of U.S. banks and credit unions
- 3–8 months3–8 mo2.00%
- 9–15 months9–15 mo2.25%
- 16–30 months16–30 mo2.00%
- 31–60 months31–60 mo2.00%
- QualifiedQualified2.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SecurCommunity Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate Account
Up to 2.25%APY · 4 terms
| Term | APY · $1,000 – $9,999 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 2.00% | 2.00% | 2.00%2.00% $1k–$10k | $100 |
| 12 months | 2.25% | 2.25% | 2.25%2.25% $1k–$10k | $225 |
| 24 months | 2.00% | 2.00% | 2.00%2.00% $1k–$10k | $404 |
| 36 months | 2.00% | 2.00% | 2.00%2.00% $1k–$10k | $612 |
Sources (1)
- securcommunityfcu.org/rates · captured Sep 18, 2026
Special-purpose accounts
Teen Star Certificate
1.01%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.01% | $50 |
Sources (1)
- securcommunityfcu.org/rates · captured Sep 18, 2026
Who can join SecurCommunity Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, studies, or worships in Shelby County or DeSoto County.
Cost to join
- A $25 minimum deposit in a checking or savings account serves as a one-time membership fee.
Membership information collected October 5, 2026.