Credit union · NCUA insured
S.C.I. Federal Credit Union CD Rates
S.C.I. Federal Credit Union’s best CD rate is 3.29% APY on a 1-year share certificate (CD), with extra requirements. Terms run from 3 months to 30 months. Rates checked October 22, 2026.
How S.C.I. Federal Credit Union’s CD rates compare
Compared with banks and credit unions in South Carolina, where S.C.I. Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
S.C.I. Federal Credit Union
3.29%APY
- Term
- 12 months
- Requires
- Conditions apply
- Minimum
- $500
- Earns on $10,000
- $329
Share Certificates
Top rate
Truliant Federal Credit Union
5.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $500
2nd-highest rate
Southern Bank
5.00%APY
- Term
- 25 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,070
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.29%APY · 4 terms
A penalty exists for early withdrawal on all share certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsOffered 8/11/2026 through 8/24/2026. Early withdrawal may result in substantial penalties | 0.50% | $12 |
| 6 monthsOffered 8/11/2026 through 8/24/2026. Early withdrawal may result in substantial penalties | 2.25% | $112 |
| 12 monthsOffered 8/11/2026 through 8/24/2026. Early withdrawal may result in substantial penalties | 3.29% | $329 |
| 30 monthsOffered 8/11/2026 through 8/24/2026. Early withdrawal may result in substantial penalties | 3.05% | $780 |
Who can join S.C.I. Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of S.C.I. Federal Credit Union are eligible for membership.
- Employees of WestRock Corporation who work in Florence, SC are eligible for membership.
- Members who are retired as annuitants from WestRock Corporation in Florence, SC and retain their membership are eligible.
Family and household
- Family and immediate family members of qualifying employees are eligible for membership.
Other ways
- Organizations of persons eligible for membership are eligible to join.
Cost to join
- A minimum deposit of $25 in a share account is required to become and remain a member.
- A one-time membership fee of $1 is required to become a member.
Membership information collected October 4, 2026.