Credit union · NCUA insured
S.C.I. Federal Credit Union Auto Loan Rates
S.C.I. Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 22, 2026.
How S.C.I. Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Florence, SC, where S.C.I. Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
S.C.I. Federal Credit Union
4.50%APR
- Terms
- —
- Up to
- —
Vehicle Loan
Lowest rate
SPC Credit Union
3.90%APR
- Terms
- up to 84 months
- Up to
- —
2nd-lowest rate
South Carolina State Credit Union
3.95%APR
- Terms
- up to 96 months
- Up to
- 15.49% APR
S.C.I. Federal Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where S.C.I. Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loan
Any member, 18 years or older may apply. Annual Percentage Rates vary based on length of time financed and Beacon Score®.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.50% | As low as rate for New and Used Autos/Trucks/Motorcycles. APR varies based on length of time financed and Beacon Score®. |
Who can join S.C.I. Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of S.C.I. Federal Credit Union are eligible for membership.
- Employees of WestRock Corporation who work in Florence, SC are eligible for membership.
- Members who are retired as annuitants from WestRock Corporation in Florence, SC and retain their membership are eligible.
Family and household
- Family and immediate family members of qualifying employees are eligible for membership.
Other ways
- Organizations of persons eligible for membership are eligible to join.
Cost to join
- A minimum deposit of $25 in a share account is required to become and remain a member.
- A one-time membership fee of $1 is required to become a member.
Membership information collected October 4, 2026.