Credit union · NCUA insured
S.C.I. Federal Credit Union
A $23.4M credit union headquartered in Florence, SC, with 1,622 members and 1 branch in South Carolina.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Savings: rates are not published online. Credit cards: no rates found on its website.
- CDs—3.29%Needs another account or monthly activityCD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About S.C.I. Federal Credit Union
S.C.I. Federal Credit Union is a member-owned credit union serving employees of WestRock Corporation who work in Florence, South Carolina.
- Headquarters
- 812 2nd Loop Rd, Florence, SC 29505-2828
- NCUA charter
- 16655
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of S.C.I. Federal Credit Union are eligible for membership.
- Employees of WestRock Corporation who work in Florence, SC are eligible for membership.
- Members who are retired as annuitants from WestRock Corporation in Florence, SC and retain their membership are eligible.
Family and household
- Family and immediate family members of qualifying employees are eligible for membership.
Other ways
- Organizations of persons eligible for membership are eligible to join.
Cost to join
- A minimum deposit of $25 in a share account is required to become and remain a member.
- A one-time membership fee of $1 is required to become a member.
Branches
1 branch in South Carolina
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South Carolina
1 branch
- Main OfficeMain office812 2nd Loop Rd, Florence, SC 29505Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.24% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.36% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.26% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $46 | $59 | — |
- CapitalNet worth ratio14.24%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.36%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.26%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$46Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of S.C.I. Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.