Bank · FDIC insured
Savings Bank of Mendocino County Auto Loan Rates
Savings Bank of Mendocino County auto loans start at 6.15% APR for a new vehicle and 6.66% for a used one. Rates checked October 16, 2026.
How Savings Bank of Mendocino County’s auto loan rates compare
Compared with banks and credit unions near Ukiah, CA, where Savings Bank of Mendocino County has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Savings Bank of Mendocino County
6.15%APR
- Terms
- up to 60 months
- Up to
- —
New Auto Loan
Lowest rate
Community First Credit Union
4.59%APR
- Terms
- 24–60 months
- Up to
- 14.14% APR
2nd-lowest rate
Redwood Credit Union
4.89%APR
- Terms
- up to 60 months
- Up to
- —
Savings Bank of Mendocino County auto loan score
63
Auto loan score
Higher than 9% of U.S. banks and credit unions
- New vehicleNew6.15%
- Used vehicleUsed6.66%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Savings Bank of Mendocino County ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
New auto dealership purchase. Fixed interest rate. Payments fully amortized over term. $100 origination fee. Terms up to 84 months based on loan amount. 0.25% discount for Electric/Hybrid Vehicles. Automatic payments discount available from Savings Bank checking or savings account. Loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.95% | Loan amount Less Than $7,000. Term up to 36 months. |
| up to 48 months | 5.96% | Loan amount $7,000+. Term up to 48 months. |
| up to 60 months | 6.15% | Loan amount $10,000+. Term up to 60 months. |
| up to 72 months | 6.47% | Loan amount $15,000+. Term up to 72 months. |
| up to 84 months | 6.64% | Loan amount $20,000+. Term up to 84 months. |
Sources (1)
- savingsbank.com/personal/auto-loans · captured Oct 6, 2026
Used Auto Loan
Fixed interest rate. Collateral: used auto 5 years or newer. Payments fully amortized over term. $100 origination fee. Terms up to 72 months based on loan amount. Used models six years & older add 1% to rates below. Automatic payments discount available from Savings Bank checking or savings account. Loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.20% | Loan amount Less Than $7,000. Term up to 36 months. 36-month term available for purchase transactions only; refinanced loans excluded. |
| up to 48 months | 6.72% | Loan amount $7,000+. Term up to 48 months. |
| up to 60 months | 6.66% | Loan amount $10,000+. Term up to 60 months. |
| up to 72 months | 6.98% | Loan amount $15,000+. Term up to 72 months. |
Sources (1)
- savingsbank.com/personal/auto-loans · captured Oct 6, 2026
Opening an account
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