Credit union · NCUA insured
Salal Credit Union Credit Card Rates
Salal Credit Union credit cards start at 11.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Salal Credit Union’s credit card rates compare
Compared with banks and credit unions near Seattle, WA, where Salal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Salal Credit Union
11.74%APR
- Up to
- 19.49% APR
Classic Credit Card
Lowest rate
America's Credit Union
8.79%APR
- Up to
- 18.00% APR
2nd-lowest rate
Firefighters First Credit Union
8.99%APR
- Up to
- 16.99% APR
Salal Credit Union credit card score
75
Credit card score
Higher than 38% of U.S. banks and credit unions
- Purchase APRPurchase APR11.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Salal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Credit Card
Salal Credit Union membership required; not all applicants qualify. Marketed as the lowest-rate option with no annual or balance transfer fees. Availability described as limited to unspecified states.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.74%–19.49% | None | Standard variable APR; determined at account opening based on creditworthiness, then varies with the Prime Rate. No annual fee. Transaction type for this APR is not specified. |
Sources (3)
- salalcu.org/personal/credit-cards
- salalcu.org/personal/credit-cards/classic-credit-card
- salalcu.org/personal/rates
All captured Oct 22, 2026
Rewards Credit Card
Salal Credit Union membership required; not all applicants qualify. No annual or balance transfer fees. Availability described as limited to unspecified states.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.74%–17.24% | None | Standard variable APR; determined at account opening based on creditworthiness, then varies with the Prime Rate. No annual fee. Transaction type for this APR is not specified. |
Secured Credit Card
Secured by a Salal savings or money market account; credit limit based on the deposit with 110% cash required as collateral. Savings continue to earn interest. Salal Credit Union membership required; not all applicants qualify. No annual or balance transfer fees. Availability described as limited to unspecified states.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Table lists a single 18.00% APR. Minimum collateral deposit $550. Shared disclosures state APR is determined at opening based on creditworthiness and then varies with the Prime Rate. No annual fee. Transaction type for this APR is not specified. |
Student Credit Card
Designed for students aged 18–23. Salal Credit Union membership required; not all applicants qualify. No annual or balance transfer fees. Availability described as limited to unspecified states.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.00% | None | Table lists a single 17.00% APR. Shared disclosures state APR is determined at opening based on creditworthiness and then varies with the Prime Rate. No annual fee. Transaction type for this APR is not specified. |
Who can join Salal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.