Credit union · NCUA insured
Salal Credit Union Auto Loan Rates
Salal Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How Salal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Seattle, WA, where Salal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Salal Credit Union
5.49%APR
- Terms
- up to 84 months
- Up to
- 8.74% APR
Auto Loan
Lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Salal Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Salal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Available for individuals residing in CO, OR, and WA. Salal Credit Union membership required. Subject to review of credit and consumer reporting information. Maximum term and loan-to-value based on approved credit. New vehicle value based on MSRP; used vehicle value based on NADA retail. Collision and comprehensive insurance required. Refinancing available.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.49%–8.74% | New vehicles have never been titled or licensed and used vehicles up to 1 year old. Terms up to 84 months based on age of vehicle and loan dollar amount. Actual APR based on creditworthiness, age of vehicle, and term. Rates increase by 0.25% without automatic payment; 0.25% rate discount for hybrid and electric vehicle loans. 0.25% rate discount with 2,500 Salal Rewards points. |
| up to 84 months | 5.74%–8.99% | Used vehicles that have been titled or licensed and are 2 years old and older. Terms up to 84 months based on age of vehicle and loan dollar amount. Actual APR based on creditworthiness, age of vehicle, and term. For used autos, trucks, and SUVs, add 0.50% to APR if over 100,000 miles, and add 0.50% to APR if over 10 years old. Rates increase by 0.25% without automatic payment; 0.25% rate discount for hybrid and EV loans. 0.25% rate discount with 2,500 Salal Rewards points. |
Sources (2)
All captured Oct 22, 2026
Motorcycle, Jet Ski, & ATV Loans
Available for individuals residing in CO, OR, and WA. Salal Credit Union membership required. Subject to review of credit and consumer reporting information. Collision and comprehensive insurance required. Motorcycle loans can be used to finance jet skis or ATVs. Refinancing available.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 9.99%–13.99% | New units that have never been titled or licensed. Terms up to 72 months based on loan amount. Actual APR based on creditworthiness and loan term. Rates adjust/increase by 0.25% without automatic payment. 0.25% interest rate discount with 2,500 Salal Rewards points. |
Sources (1)
- salalcu.org/personal/lending/boat-rv-motorcycle-loans · captured Oct 22, 2026
Who can join Salal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.