Credit union · NCUA insured
Saint Francis Federal Credit Union Savings Rates
Saint Francis Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Fund. Rates checked October 15, 2026.
How Saint Francis Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Tulsa, OK, where Saint Francis Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Saint Francis Federal Credit Union
1.00%APY
- Earns on $10,000 a year
- $100
Money Fund
Top rate
MidFirst Bank
4.00%APY
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Earns on $10,000 a year
- $375
Saint Francis Federal Credit Union savings score
84
Savings score
Higher than 65% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Saint Francis Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Fund
1.00%APY
Compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Compounded monthly. | 1.00% | $100 | Compounded monthly. |
| $200,000 and upCompounded monthly. | 1.51% | — | Compounded monthly. |
Sources (1)
- sffcutulsa.org/rates/share-account-rates · captured Sep 18, 2026
Share Savings Account
0.50%APY
Minimum balance $25.00 required. Dividends paid quarterly. Three free automated withdrawals per month; $1.00 fee for each additional automated withdrawal. May be used for overdraft protection.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Compounded quarterly. | 0.50% | $50 | Compounded quarterly. |
| $2,500 – $10,000Compounded quarterly. | 0.40% | — | Compounded quarterly. |
| $250,000 and upCompounded quarterly. | 1.00% | — | Compounded quarterly. |
Sources (3)
- sffcutulsa.org/accounts
- sffcutulsa.org/rates/share-account-rates
- sffcutulsa.org/accounts/share-savings-accounts
All captured Sep 18, 2026
Special-purpose accounts
IRA Share
0.60%APY
Traditional and Roth IRAs available. Origination Fee: None. Withdrawal penalty: None. Dividends compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Dividends compounded and credited monthly. | 0.60% | $60 | Dividends compounded and credited monthly. |
| $100,000 and upDividends compounded and credited monthly. | 1.00% | — | Dividends compounded and credited monthly. |
Sources (3)
All captured Sep 18, 2026
Travel/Holiday Club
0.50%APY
Dividends credited and paid quarterly. No minimum balance required to keep account open. Funds available to withdraw on the first business day in November; early withdrawal fees may be assessed if funds are accessed before November in any calendar year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded quarterly.Any balance | 0.50% | $50 | Compounded quarterly. |
Sources (2)
All captured Sep 18, 2026
Who can join Saint Francis Federal Credit Union
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