Credit union · NCUA insured
Saint Francis Federal Credit Union Auto Loan Rates
Saint Francis Federal Credit Union auto loans start at 4.54% APR for a new vehicle and 4.54% for a used one. Rates checked October 15, 2026.
How Saint Francis Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tulsa, OK, where Saint Francis Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Saint Francis Federal Credit Union
4.54%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
New or Used Vehicle
Lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Saint Francis Federal Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.54%
- Used vehicleUsed4.54%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Saint Francis Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New or Used Vehicle
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.54% | Model year 2022 or Newer |
| up to 72 months | 4.79% | Model year 2022 or Newer |
| up to 84 months | 5.04% | Model year 2022 or Newer |
| up to 48 months | 6.45% | Model year 2017-2021 |
| up to 60 months | 6.70% | Model year 2017-2021 |
| up to 72 months | 6.95% | Model year 2017-2021 |
| up to 36 months | 8.15% | Model year 2012-2012 |
| up to 48 months | 8.40% | Model year 2012-2012 |
| up to 60 months | 8.65% | Model year 2012-2012 |
Sources (1)
- sffcutulsa.org/rates/loan-product-rates · captured Oct 5, 2026
Who can join Saint Francis Federal Credit Union
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