Bank · FDIC insured
Saco & Biddeford Savings Auto Loan Rates
Saco & Biddeford Savings auto loans start at 6.78% APR for a new vehicle and 7.03% for a used one. Rates checked October 22, 2026.
How Saco & Biddeford Savings’s auto loan rates compare
Compared with banks and credit unions near Portland, ME, where Saco & Biddeford Savings has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Saco & Biddeford Savings
6.78%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Auto Loans
Lowest rate
Coast Line Credit Union
3.95%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
TruGrocer Federal Credit Union
3.99%APR
- Terms
- 24–84 months
- Discount
- None included
Saco & Biddeford Savings auto loan score
61
Auto loan score
Higher than 5% of U.S. banks and credit unions
- New vehicleNew6.78%
- Used vehicleUsed7.03%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Saco & Biddeford Savings ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Loans subject to credit approval. Bank provides lending services for properties/vehicles located within designated lending area. New or used (up to seven years old). Rate includes a 0.25% relationship discount when paired with automatic payments from Mutual Checking or Mutual Interest Checking account.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.52% | New (untitled). Includes a 0.25% relationship discount for automatic payments from Mutual Checking or Mutual Interest Checking. Example payment: 36 monthly payments @ $30.66 per $1,000 borrowed. |
| up to 48 months | 6.62% | New (untitled). Includes a 0.25% relationship discount for automatic payments from Mutual Checking or Mutual Interest Checking. Example payment: 48 monthly payments @ $23.77 per $1,000 borrowed. |
| up to 60 months | 6.78% | New (untitled). Includes a 0.25% relationship discount for automatic payments from Mutual Checking or Mutual Interest Checking. Example payment: 60 monthly payments @ $16.67 per $1,000 borrowed. |
| up to 72 months | 6.97% | New (untitled). Includes a 0.25% relationship discount for automatic payments from Mutual Checking or Mutual Interest Checking. Example payment: 72 monthly payments @ $17.04 per $1,000 borrowed. |
| up to 36 months | 6.77% | Used (2023-2025). Includes a 0.25% relationship discount for automatic payments from Mutual Checking or Mutual Interest Checking. Example payment: 36 monthly payments @ $30.78 per $1,000 borrowed. |
| up to 48 months | 6.87% | Used (2023-2025). Includes a 0.25% relationship discount for automatic payments from Mutual Checking or Mutual Interest Checking. Example payment: 48 monthly payments @ $23.89 per $1,000 borrowed. |
| up to 60 months | 7.03% | Used (2023-2025). Includes a 0.25% relationship discount for automatic payments from Mutual Checking or Mutual Interest Checking. Example payment: 60 monthly payments @ $19.82 per $1,000 borrowed. |
| up to 36 months | 7.02% | Used (2022). Includes a 0.25% relationship discount for automatic payments from Mutual Checking or Mutual Interest Checking. Example payment: 36 monthly payments @ $30.60 per $1,000 borrowed. |
| up to 36 months | 7.27% | Used (2021). Includes a 0.25% relationship discount for automatic payments from Mutual Checking or Mutual Interest Checking. Example payment: 36 monthly payments @ $30.71 per $1,000 borrowed. |
| up to 36 months | 7.52% | Used (2020). Includes a 0.25% relationship discount for automatic payments from Mutual Checking or Mutual Interest Checking. Example payment: 36 monthly payments @ $30.82 per $1,000 borrowed. |
Sources (2)
All captured Oct 3, 2026
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