Credit union · NCUA insured
TruGrocer Federal Credit Union Auto Loan Rates
TruGrocer Federal Credit Union auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 22, 2026.
How TruGrocer Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Boise City, ID, where TruGrocer Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
TruGrocer Federal Credit Union
3.99%APR
- Terms
- 24–84 months
Auto Loans
2nd-lowest rate
First Tech Federal Credit Union
4.99%APR
- Terms
- up to 65 months
3rd-lowest rate
Simplot Credit Union
4.99%APR
- Terms
- up to 60 months
TruGrocer Federal Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TruGrocer Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Membership required. New, used, or refinancing. First payment may be deferred for up to 90 days; interest begins accruing from the date of loan disbursement. Actual rate and terms may vary based on creditworthiness, loan term, and vehicle age.
| Terms | APR | Conditions |
|---|---|---|
| 24–84 months | 3.99% | Rates as low as 3.99% APR. Rates subject to change without notice. All loans subject to credit approval; actual rate and terms may vary based on creditworthiness, loan term, and vehicle age. First payment may be deferred for up to 90 days; interest begins accruing from the date of loan disbursement. Membership required. |
Sources (2)
All captured Oct 3, 2026
Who can join TruGrocer Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.