Bank · FDIC insured
Roxboro Savings Bank Savings Rates
Roxboro Savings Bank’s best savings rate is 0.40% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Roxboro Savings Bank’s savings rates compare
Compared with banks and credit unions near Durham, NC, where Roxboro Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Roxboro Savings Bank
0.40%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $40
Statement Savings
Top rate
Coastal Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $325
2nd-highest rate
ElecTel Cooperative Federal Credit Union
2.70%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $270
Roxboro Savings Bank savings score
77
Savings score
Higher than 43% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Roxboro Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.40%APY
*APY = Annual Percentage Yield. Fees could reduce earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000 | 0.10% | — | |
| $1,000 – $25,000 | 0.40% | $40 | |
| $25,000 – $50,000 | 0.60% | — | |
| $50,000 – $150,000 | 1.00% | — | |
| $150,000 and upPremium Money Market tier. | 1.11% | — | Premium Money Market tier. |
Sources (1)
- roxborosavings.com/personal/personal-rates · captured Sep 19, 2026
Statement Savings
0.40%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded daily, credited quarterly. No fee if balance over $50, otherwise $3 per quarter. 9 withdrawals per quarter, $2 each additional.Any balance | 0.40% | $40 | Interest compounded daily, credited quarterly. No fee if balance over $50, otherwise $3 per quarter. 9 withdrawals per quarter, $2 each additional. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Christmas Club
0.50%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded daily, credited quarterly. Deposits anytime; withdrawals Nov 1 - Dec 31; emergency withdrawals allowed.Any balance | 0.50% | $50 | Interest compounded daily, credited quarterly. Deposits anytime; withdrawals Nov 1 - Dec 31; emergency withdrawals allowed. |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.