Credit union · NCUA insured
Rogue Credit Union Auto Loan Rates
Top CarrotRogue Credit Union auto loans start at 4.69% APR for a new vehicle and 4.69% for a used one. Rates checked October 22, 2026.
How Rogue Credit Union’s auto loan rates compare
Compared with banks and credit unions near Medford, OR, where Rogue Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Rogue Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Auto Loans (Treasure Valley)
2nd-lowest rate
First Community Credit Union
4.49%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- Included in the rate
3rd-lowest rate
Peak Credit Union
5.74%APR
- Terms
- —
- Up to
- 18.00% APR
- Discount
- Included in the rate
Rogue Credit Union auto loan score
88
Auto loan score
Higher than 84% of U.S. banks and credit unions
- New vehicleNew4.69%
- Used vehicleUsed4.69%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Rogue Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans (Treasure Valley)
Rates for Treasure Valley (TV). Rates include up to 1.25% discount (Payroll Direct Deposit 0.75%, Automatic Payment 0.50%, 5+ Years Membership 0.25%, Multiple Loan 0.50%). Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.24% | Newer Auto Loans. Includes 1.25% APR discount. |
| up to 48 months | 4.24% | Newer Auto Loans. Includes 1.25% APR discount. |
| up to 60 months | 4.24% | Newer Auto Loans. Includes 1.25% APR discount. |
| up to 72 months | 5.10% | Newer Auto Loans. Includes 1.25% APR discount. |
| up to 84 months | 5.74% | Newer Auto Loans. Includes 1.25% APR discount. |
| up to 96 months | 6.99% | Newer Auto Loans. Available for loans over $40,000 on model years 2022 or newer. Includes 1.25% APR discount. |
| up to 36 months | 4.49% | Older Auto Loans. Includes 1.25% APR discount. |
| up to 48 months | 4.49% | Older Auto Loans. Includes 1.25% APR discount. |
| up to 60 months | 5.24% | Older Auto Loans. Includes 1.25% APR discount. |
| up to 72 months | 4.69% | Older Auto Loans. Includes 1.25% APR discount. |
| up to 84 months | 5.15% | Older Auto Loans. Includes 1.25% APR discount. |
Sources (1)
- roguecu.org/rates/treasure-valley · captured Oct 15, 2026
First-Time Buyer Program
Designed for applicants with no credit score or limited credit history. Must work at least one year at same employer with no gap, verify income via current paystub, have down payment >= 5% in cash or trade, provide proof of insurance. Vehicle must be 15 years old or newer, < 150,000 miles, and DTI < 40% including loan payment.
| Terms | APR | Conditions |
|---|---|---|
| — | 14.24% | Rates as low as 14.24% APR. |
Sources (1)
- roguecu.org/lending/auto-loans · captured Oct 15, 2026
Newer Auto Loans
Rates include up to 1.25% discount (Payroll Direct Deposit 0.75%, Automatic Payment 0.50%, 5+ Years Membership 0.25%, Multiple Loan 0.50%). Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.74% | Includes 1.25% APR discount. |
| up to 48 months | 4.74% | Includes 1.25% APR discount. |
| up to 60 months | 4.74% | Includes 1.25% APR discount. |
| up to 72 months | 5.24% | Includes 1.25% APR discount. |
| up to 84 months | 5.74% | Includes 1.25% APR discount. |
| up to 96 months | 6.24% | Available for loans over $40,000 on model years 2022 or newer. Includes 1.25% APR discount. |
Sources (1)
- roguecu.org/rates · captured Oct 15, 2026
Older Auto Loans
Rates include up to 1.25% discount (Payroll Direct Deposit 0.75%, Automatic Payment 0.50%, 5+ Years Membership 0.25%, Multiple Loan 0.50%). Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Includes 1.25% APR discount. |
| up to 48 months | 4.99% | Includes 1.25% APR discount. |
| up to 60 months | 5.24% | Includes 1.25% APR discount. |
| up to 72 months | 5.49% | Includes 1.25% APR discount. |
| up to 84 months | 5.99% | Includes 1.25% APR discount. |
Sources (1)
- roguecu.org/rates · captured Oct 15, 2026
Who can join Rogue Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.