Credit union · NCUA insured
Peak Credit Union Auto Loan Rates
Peak Credit Union auto loans start at 5.74% APR for a new vehicle and 5.74% for a used one. Rates checked October 22, 2026.
How Peak Credit Union’s auto loan rates compare
Compared with banks and credit unions near Olympia, WA, where Peak Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Peak Credit Union
5.74%APR
- Terms
- —
- Up to
- 18.00% APR
- Discount
- Included in the rate
Auto Loans
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
Our Community CU
4.49%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
Peak Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.74%
- Used vehicleUsed5.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Peak Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
All loans subject to approval; rates based on credit history. Rate accurate as of October 1, 2026.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.74%–18.00% | New or used autos; valid for new and used personal vehicles only. Reflects all possible discounts. Rate is fixed. |
| — | 6.74%–18.00% | Cash-out Refinance; valid for personal vehicles only. Reflects all possible discounts. Rate is fixed. |
Sources (1)
- peakcu.org/loans/auto-loans · captured Oct 4, 2026
Who can join Peak Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible to join if you live or work in select Oregon counties: Benton, Clackamas, Coos, Crook, Deschutes, Douglas, Jackson, Jefferson, Josephine, Klamath, Lane, Linn, Marion, Multnomah, or Washington County.
- You are eligible to join if you live, work, worship, or attend school in Washington.
Family and household
- You are eligible to join if you are an immediate family or household member of a current Peak Credit Union member.
Other ways
- You are eligible to join by making a $5 charitable donation to Relay for Life or Habitat for Humanity.
Cost to join
- A $5 charitable donation to Relay for Life or Habitat for Humanity qualifies an applicant for membership.
Membership information collected October 4, 2026.