Credit union · NCUA insured
Rockland Employees FCU Credit Card Rates
Rockland Employees FCU credit cards start at 12.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Rockland Employees FCU’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Rockland Employees FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Rockland Employees FCU
12.99%APR
- Up to
- 17.99% APR
Visa Platinum
Lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
- Up to
- —
Rockland Employees FCU credit card score
67
Credit card score
Higher than 18% of U.S. banks and credit unions
- Purchase APRPurchase APR12.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Rockland Employees FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Fixed rate based on creditworthiness. 25-day grace period for purchases. Limits up to $30,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 7.99% | None | Introductory APR for purchases for a period of 12 billing cycles. |
| Ongoing | 12.99%–17.99% | None | Standard APR for purchases, balance transfers, and cash advances after introductory period based on creditworthiness. |
| Ongoing | 12.99%–17.99% | None | APR based on credit ratings and term of loan. |
Visa Secured
Credit line determined by security deposit amount. Designed for members building or improving credit. No credit check to get started.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 7.99% | None | Introductory APR for purchases for a period of 12 billing cycles. |
| Ongoing | 13.99% | None | Standard APR for purchases, balance transfers, and cash advances after introductory period. |
| Ongoing | 13.99% | None | — |
Visa Student
Maximum credit line is $1,000. Must be 18 years old and have a cosigner when applying.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR on purchases, balance transfers, and cash advances for the first 6 billing cycles. |
| Ongoing | 12.99% | None | Standard APR on current balance, new purchases, cash advances, and balance transfers after introductory period. |
| Ongoing | 12.99% | None | — |
Who can join Rockland Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and members of specified affiliation or service organizations and USPS are eligible for membership.
- Employees of specified private businesses are eligible for membership.
- Employees and members of specified religious organizations are eligible for membership.
Military, government and schools
- Employees of Rockland County who work in or are paid from New City, NY are eligible for membership.
- Employees of Finkelstein Memorial Library in Spring Valley, NY are eligible for membership.
- Employees of specified school districts, BOCES, and community colleges are eligible for membership.
5 more ways to join
Military, government and schools
- Employees of designated State of New York entities and facilities are eligible for membership.
- Employees and elected officials of specified Towns in Rockland County are eligible for membership.
- Employees and elected officials of specified Villages are eligible for membership.
Family and household
- Family and household members (spouses, parents, children, siblings, grandparents, grandchildren, and persons living as a single economic unit) of eligible SEG employees are eligible to join.
Other ways
- Spouses of deceased members, credit union employees, retirees/pensioners from qualifying employment, and related entities/organizations are eligible to join.
Cost to join
- A $25 deposit is required to open an individual membership account.
- A $50 deposit is required to open a joint membership account.
Membership information collected October 5, 2026.