Credit union · NCUA insured
Robins Financial Credit Union Credit Card Rates
Robins Financial Credit Union credit cards start at 12.70% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Robins Financial Credit Union’s credit card rates compare
Compared with banks and credit unions near Warner Robins, GA, where Robins Financial Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Robins Financial Credit Union
12.70%APR
- Annual fee
- None
- Up to
- —
Visa® Platinum Rewards
2nd-lowest rate
Vallant Bank
12.74%APR
- Annual fee
- None
- Up to
- 20.74% APR
3rd-lowest rate
Colony Bank
12.74%APR
- Annual fee
- $95
- Up to
- —
Robins Financial Credit Union credit card score
69
Credit card score
Higher than 25% of U.S. banks and credit unions
- Purchase APRPurchase APR12.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Robins Financial Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum Rewards
Credit limits up to $25,000. Subject to credit approval and membership eligibility.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.70% | None | Unsecured. Actual interest rate may vary depending on credit history, collateral, term, and loan to value. |
| Ongoing | 18.00% | None | Secured. Actual interest rate may vary depending on credit history, collateral, term, and loan to value. |
Sources (3)
All captured Oct 15, 2026
Who can join Robins Financial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.