Credit union · NCUA insured
Rize Credit Union Credit Card Rates
Top CarrotRize Credit Union credit card rates start at 12.25% APR. Rates checked October 16, 2026.
How Rize Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Rize Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Rize Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Platinum
Requires a security deposit which serves as collateral and determines credit limit. Variable limits from $500 to $50,000. Variable APR is based on Prime Rate + 9.25% margin.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.75% | None | Standard variable APR based on Prime Rate plus 9.25% margin. |
Teen Platinum
Teens must be at least 16 years old to apply (16 to 17 years old). A parent is required on the account and must meet credit qualifications. Fixed limit of $500. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Introductory APR for a period of six billing cycles. Applies to purchases, balance transfers, or cash advances. Lost and penalty APR applied if a late payment is made. 3% transaction fee on balance transfers and cash advances, 1% foreign transaction fee. |
| Ongoing | 12.25% | None | Fixed APR after introductory period. Applies to purchases, balance transfers, or cash advances. 3% transaction fee on balance transfers and cash advances, 1% foreign transaction fee. |
Sources (3)
All captured Oct 16, 2026
Visa Platinum
Must be a member in good standing of Rize CU. Credit limits range from $1,000 to $50,000 ($500 to $50,000 in product features). Maximum combined unsecured debt per entity household is $100,000. Variable APR is based on Prime Rate + 6.75% to 14.00% margin (7.25% to 14.00% in disclosures).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Introductory APR for a period of six billing cycles. Applies to purchases, balance transfers, or cash advances. Standard intro period ends early and penalty APR applies if a late payment is made. 3% transaction fee on balance transfers and cash advances, 1% foreign transaction fee. |
| Ongoing | 13.75%–18.00% | None | Variable APR after introductory period based on creditworthiness. Varies with Prime Rate plus a margin of 6.75% to 14.00% (or 7.25% to 14.00% in disclosures). Applies to purchases, balance transfers, and cash advances. 3% transaction fee on balance transfers and cash advances, 1% foreign transaction fee. |
Sources (3)
All captured Oct 16, 2026
Who can join Rize Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.