Credit union · NCUA insured
River Region FCU Auto Loan Rates
River Region FCU auto loans start at 4.99% APR for a new vehicle. Rates checked October 16, 2026.
How River Region FCU’s auto loan rates compare
Compared with banks and credit unions near New Orleans, LA, where River Region FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
River Region FCU
4.99%APR
- Terms
- up to 60 months
- Discount
- None included
New Vehicles
Lowest rate
Post Office Employees Credit Union
2.74%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
Instep Credit Union
3.75%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
River Region FCU auto loan score
76
Auto loan score
Higher than 41% of U.S. banks and credit unions
- New vehicleNew4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where River Region FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles
Includes Automobiles, Boats, Motorcycles, Tractors, Campers, and 4-Wheelers/ATVs. Discounted loan rates for excellent credit and payroll deduction. Rates subject to Credit and Collateral Qualifications; all rates are based on Credit History and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.79% | Rates as Low as 4.79% APR*. |
| up to 48 months | 4.89% | Rates as Low as 4.89% APR*. |
| up to 60 months | 4.99% | Rates as Low as 4.99% APR*. |
| up to 72 months | 5.09% | Rates as Low as 5.09% APR*. |
| up to 84 months | 5.34% | Rates as Low as 5.34% APR* (Selling price must be $30,000). 84 monthly payments of $14.30 per $1000 borrowed at 5.34%. |
Used Vehicles
5 Years Old or Older Including Automobiles, Boats, Motorcycles, Tractors, and Campers. Rates subject to Credit and Collateral Qualifications; based on Credit History and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.99% | Rates as Low as 5.99% APR*. |
| up to 48 months | 5.99% | Rates as Low as 5.99%% APR*. |
Who can join River Region FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of affiliated businesses are eligible to join.
Family and household
- Immediate family members (spouse, parents, children and their spouses, grandchildren, brothers and sisters, and their spouses) of a primary member who is an employee of an affiliated business and opens an account are eligible to join.
Membership information collected October 5, 2026.