Credit union · NCUA insured
Reliant Credit Union Credit Card Rates
Reliant Credit Union credit cards start at 11.25% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Reliant Credit Union’s credit card rates compare
Compared with banks and credit unions near Rochester, NY, where Reliant Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Reliant Credit Union
11.25%APR
- Up to
- 18.25% APR
Reliant Visa Platinum Credit Card
Lowest rate
Canandaigua FCU
7.99%APR
- Up to
- —
2nd-lowest rate
Gates Chili Federal Credit Union
8.99%APR
- Up to
- —
Reliant Credit Union credit card score
76
Credit card score
Higher than 42% of U.S. banks and credit unions
- Purchase APRPurchase APR11.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Reliant Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Reliant Visa Platinum Credit Card
Membership eligibility required. All loans subject to approval. Minimum $500 credit line.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.99% | None | Introductory rate applies to purchases, balance transfers, and cash advances completed for six months from account opening. Does not apply to balance transfers of existing Reliant Visa credit card balances. |
| Ongoing | 11.00%–18.00% | None | Regular variable rate applies to purchases, balance transfers, and cash advances. Variable rate is based on highest Prime Rate published in The Wall Street Journal on the last business day of the month preceding the current calendar quarter plus a margin based on a six-month credit review. Maximum 18.00% APR. |
Sources (3)
- reliantcu.com/personal/accounts-cards/credit
- reliantcu.com/personal/account…isa-platinum-credit-card
- reliantcu.com/rates
All captured Oct 5, 2026
Reliant Visa Signature Rewards Credit Card
Membership eligibility required. All loans subject to approval. Minimum $5,000 credit line.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate applies to purchases completed for 12 months from account opening. |
| Ongoing | 15.75%–18.00% | None | Regular variable rate applies to purchases, balance transfers, and cash advances. Variable rate is determined by an Index based on the highest Prime Rate published in The Wall Street Journal plus a margin determined by a six-month review of credit history. Variable rate will not exceed 18.00% APR. 3% (minimum $5) fee for balance transfers and cash advances. |
Sources (3)
- reliantcu.com/personal/accounts-cards/credit
- reliantcu.com/personal/account…sa-signature-credit-card
- reliantcu.com/rates
All captured Oct 5, 2026
Who can join Reliant Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or go to school in Monroe, Ontario, or Wayne County in New York are eligible to join.
Family and household
- Immediate family members (including spouse, parents, children, siblings, grandparents, and grandchildren, including step and adoptive relationships, but not in-laws) and household members of eligible individuals are eligible to join.
Other ways
- Businesses and other legal entities headquartered in Monroe, Ontario, or Wayne County can open accounts.
Membership information collected October 5, 2026.