Credit union · NCUA insured
Redstone Federal Credit Union Credit Card Rates
Redstone Federal Credit Union credit cards start at 10.75% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Redstone Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Huntsville, AL, where Redstone Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Redstone Federal Credit Union
10.75%APR
- Up to
- —
Visa Traditional (variable)
Lowest rate
Alabama Credit Union
8.90%APR
- Up to
- 12.90% APR
2nd-lowest rate
Rocket City FCU
9.75%APR
- Up to
- —
Redstone Federal Credit Union credit card score
80
Credit card score
Higher than 52% of U.S. banks and credit unions
- Purchase APRPurchase APR10.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Redstone Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa
Membership required. Credit approval required. Must open a non-dividend bearing Secured Visa Deposit Account. Pledged funds in account must equal credit limit, will not earn dividends, and must remain in account until paid in full. No withdrawals or overdrafting allowed. No joint owners, coborrowers, or beneficiaries permitted. Up to 3 authorized users. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.25% | None | Standard variable APR for purchases as low as 15.25% based on creditworthiness. Variable APR varies with Prime Rate plus a margin. |
| Ongoing | 17.25% | None | Standard variable APR for cash advances as low as 17.25% based on creditworthiness. Variable APR varies with Prime Rate plus a margin. |
Sources (2)
All captured Oct 22, 2026
Visa Signature
Membership required. Credit approval required. Variable APR varies with the Prime Rate. No annual fee, no balance transfer fees, no foreign transaction fees, and no cash advance fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory 0% APR for 6 months on balance transfers made within the first 30 days of account opening. Excludes existing RFCU loan or credit card balances. |
| Ongoing | 15.75% | None | Standard variable APR for purchases as low as 15.75% based on creditworthiness. Variable APR varies with Prime Rate plus a margin. |
| Ongoing | 17.75% | None | Standard variable APR for cash advances as low as 17.75% based on creditworthiness. Variable APR varies with Prime Rate plus a margin. |
Sources (2)
All captured Oct 22, 2026
Visa Traditional (fixed)
Membership required. Credit approval required. Fixed APR for the term of the loan. No annual fee, no balance transfer fees, no foreign transaction fees, and no cash advance fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory 0% APR for purchases applies through the end of the 6th billing cycle after account opening for all purchases posted within that period. |
| Ongoing | 18.00% | None | Fixed APR of 18.00% for purchases, balance transfers, and cash advances, fixed for the term of the loan. |
Sources (2)
All captured Oct 22, 2026
Visa Traditional (variable)
Membership required. Credit approval required. Variable APR varies with Prime Rate. No annual fee, no balance transfer fees, no foreign transaction fees, and no cash advance fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory 0% APR for purchases applies through the end of the 6th billing cycle after account opening for all purchases posted within that period. |
| Ongoing | 10.75% | None | Standard variable APR for purchases as low as 10.75% based on creditworthiness. Variable APR varies with Prime Rate plus a margin. |
| Ongoing | 12.75% | None | Standard variable APR for cash advances as low as 12.75% based on creditworthiness. Variable APR varies with Prime Rate plus a margin. |
Sources (2)
All captured Oct 22, 2026
Who can join Redstone Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Individuals who join the Association of the United States Army/Redstone-Huntsville Chapter (AUSA), which is free and completed during the membership application process, are eligible for membership.
Employers and groups
- Individuals who work for or belong to one of Redstone's 1,800+ Membership Partner organizations, clubs, churches, or businesses are eligible for membership.
Military, government and schools
- Government employees and contractors on Redstone Arsenal and throughout Madison County are eligible for membership.
- Members of the National Guard in Madison, Morgan, and Limestone Counties in Alabama, and Lincoln County in Tennessee, are eligible for membership.
- Active or retired military service members and their dependents on Redstone Arsenal and throughout Madison County are eligible for membership.
- Reserve service members in Madison County are eligible for membership.
2 more ways to join
Family and household
- Individuals who have an immediate family member (spouse, parent, sibling, child, grandparent, grandchild, step-parent, step-child, or step-sibling) who is a Redstone member are eligible for membership.
- Individuals who live in the same house and share household expenses with a Redstone member are eligible for membership.
Cost to join
- Joining requires opening a share savings account with a $5.00 minimum balance maintained at all times.
Membership information collected October 4, 2026.