Credit union · NCUA insured
Rocket City FCU Credit Card Rates
Rocket City FCU credit cards start at 9.75% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Rocket City FCU’s credit card rates compare
Compared with banks and credit unions near Huntsville, AL, where Rocket City FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Rocket City FCU
9.75%APR
- Up to
- —
VISA Credit Card ~with Score Card Rewards~
Lowest rate
Alabama Credit Union
8.90%APR
- Up to
- 12.90% APR
3rd-lowest rate
TVA Community Credit Union
9.95%APR
- Up to
- —
Rocket City FCU credit card score
87
Credit card score
Higher than 77% of U.S. banks and credit unions
- Purchase APRPurchase APR9.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Rocket City FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card ~with Score Card Rewards~
Rates are subject to change. Rates do not apply to in house refinancing.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.75% | None | Rates are subject to change. Rates do not apply to in house refinancing. |
Sources (1)
- rocketcityfcu.org/rates.php · captured Oct 5, 2026
Who can join Rocket City FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or members of one of Rocket City Federal Credit Union's Selected Employer Groups (including the City of Huntsville, Madison County, Huntsville Utilities, and listed partner organizations) are eligible for membership.
Family and household
- Individuals who have a family member who is already a member of Rocket City Federal Credit Union are eligible for membership.
Cost to join
- Joining requires two forms of identification and a $25.00 share stake deposit.
Membership information collected October 4, 2026.