Credit union · NCUA insured
Red Rocks Credit Union Auto Loan Rates
Red Rocks Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How Red Rocks Credit Union’s auto loan rates compare
Compared with banks and credit unions near Denver, CO, where Red Rocks Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Red Rocks Credit Union
4.99%APR
- Terms
- up to 84 months
New and Used Auto Loans
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
2nd-lowest rate
Climb Credit Union
4.49%APR
- Terms
- up to 96 months
Red Rocks Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Red Rocks Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refinances
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.00% | Refinance from another lender; lower rate by at least 1.00% down to a floor of 4.00% APR; includes $150 cash back and up to 90-day payment vacation; available for vehicles up to 10 years old; subject to credit approval. |
New and Used Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99% | Subject to credit approval; rate and payment determined by APR and term. |
Who can join Red Rocks Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Colorado.
Membership information collected October 4, 2026.