Credit union · NCUA insured
Red River Federal Credit Union Credit Card Rates
Top CarrotRed River Federal Credit Union credit cards start at 12.25% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Red River Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Lawton, OK, where Red River Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Red River Federal Credit Union
12.25%APR
- Up to
- 17.00% APR
Visa Platinum Credit Card
Lowest rate
Fort Sill Federal Credit Union
7.15%APR
- Up to
- —
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
Red River Federal Credit Union credit card score
71
Credit card score
Higher than 28% of U.S. banks and credit unions
- Purchase APRPurchase APR12.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Red River Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.25%–17.00% | None | Rates determined by credit score. Limits based on income and ability to pay if qualified. |
| Intro, 6 months | 2.90% | None | Introductory balance transfer rate for 6 months to new cardholders and based on credit score qualification. No balance transfer fees. |
Sources (2)
- redriverfcu.com/loans/personal-loans/loan-rates
- redriverfcu.com/services/card-…isa-platinum-credit-card
All captured Oct 5, 2026
Who can join Red River Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located in Beckham, Blaine, Caddo, Canadian, Cleveland, Comanche, Custer, Grady, Greer, Harmon, Jackson, Kiowa, McClain, Roger Mills, Tillman, and Washita Counties, OK; 41 census tracts in northwest Oklahoma County (Edmond/Deer Creek area), OK; and Wilbarger County, TX are eligible for membership.
Cost to join
- Opening a Regular Savings Account is required for membership, which requires a minimum opening deposit of $5.
Membership information collected October 4, 2026.