Credit union · NCUA insured
Red River Federal Credit Union Auto Loan Rates
Top CarrotRed River Federal Credit Union auto loans start at 5.89% APR for a new vehicle and 5.79% for a used one. Rates checked October 15, 2026.
How Red River Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lawton, OK, where Red River Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Red River Federal Credit Union
5.89%APR
- Terms
- up to 84 months
- Up to
- 15.59% APR
Auto Loans
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
2nd-lowest rate
Southwest Oklahoma Federal Credit Union
4.50%APR
- Terms
- up to 60 months
- Up to
- 10.50% APR
Red River Federal Credit Union auto loan score
68
Auto loan score
Higher than 22% of U.S. banks and credit unions
- New vehicleNew5.89%
- Used vehicleUsed5.79%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Red River Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.89%–15.59% | Rates determined by credit score - Limits based on income and ability to pay if qualified. |
| up to 72 months | 5.99%–16.19% | Rates determined by credit score - Limits based on income and ability to pay if qualified. |
| up to 84 months | 5.89%–11.79% | Rates are determined by credit score, loan to value and term |
| up to 72 months | 5.79%–8.79% | Rates are determined by credit score, loan to value and term |
Sources (2)
All captured Oct 5, 2026
Motorcycle Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 7.20%–14.65% | Rates determined by credit score - Limits based on income and ability to pay if qualified. |
| up to 66 months | 7.20%–17.05% | Rates determined by credit score - Limits based on income and ability to pay if qualified. |
Sources (1)
- redriverfcu.com/loans/personal-loans/loan-rates · captured Oct 5, 2026
Who can join Red River Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located in Beckham, Blaine, Caddo, Canadian, Cleveland, Comanche, Custer, Grady, Greer, Harmon, Jackson, Kiowa, McClain, Roger Mills, Tillman, and Washita Counties, OK; 41 census tracts in northwest Oklahoma County (Edmond/Deer Creek area), OK; and Wilbarger County, TX are eligible for membership.
Cost to join
- Opening a Regular Savings Account is required for membership, which requires a minimum opening deposit of $5.
Membership information collected October 4, 2026.