Credit union · NCUA insured
Fort Sill Federal Credit Union Credit Card Rates
Fort Sill Federal Credit Union credit cards start at 7.15% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Fort Sill Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Lawton, OK, where Fort Sill Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Fort Sill Federal Credit Union
7.15%APR
- Up to
- —
Plan 1 Classic
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
3rd-lowest rate
Southwest Oklahoma Federal Credit Union
10.90%APR
- Up to
- —
Fort Sill Federal Credit Union credit card score
95
Credit card score
Higher than 98% of U.S. banks and credit unions
- Purchase APRPurchase APR7.15%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fort Sill Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Plan 1 Classic
Membership eligibility requires living, working, worshipping, or attending school in select Oklahoma or Texas counties. Variable rate. 25-day grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.15% | None | Variable rate. 25-day grace period. |
Plan 2 Share Secured Classic
Membership eligibility requires living, working, worshipping, or attending school in select Oklahoma or Texas counties. Credit limit is secured by funds deposited into a savings account. 25-day grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.00% | None | Fixed rate. Secured by deposit in savings account. 25-day grace period. |
Plan 3 Classic
Membership eligibility requires living, working, worshipping, or attending school in select Oklahoma or Texas counties. 25-day grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.50% | None | Fixed rate. 25-day grace period. |
Plan 4 Gold
Membership eligibility requires living, working, worshipping, or attending school in select Oklahoma or Texas counties. 25-day grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Fixed rate. 25-day grace period. |
Plan 5 Gold
Membership eligibility requires living, working, worshipping, or attending school in select Oklahoma or Texas counties. Variable rate. 25-day grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.15% | None | Variable rate. 25-day grace period. |
Plan 6 Platinum
Membership eligibility requires living, working, worshipping, or attending school in select Oklahoma or Texas counties. Tailored for individuals with excellent credit scores. 25-day grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.00% | None | Fixed rate. 25-day grace period. |
Who can join Fort Sill Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to individuals who live, work, worship, or attend school in select Oklahoma counties.
- Membership is available to individuals who live, work, worship, or attend school in select Texas counties.
Cost to join
- A minimum deposit of $5 is required to open an account.
Membership information collected October 4, 2026.