Bank · FDIC insured
RBC Bank Credit Card Rates
RBC Bank credit card rates start at 16.74% APR. Rates checked October 22, 2026.
How RBC Bank’s credit card rates compare
Compared with banks and credit unions near Atlanta, GA, where RBC Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
RBC Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Faith Connection FCU
8.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- 17.90% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Rewards
Assigned if approved credit line is less than $5,000. Benefits for Platinum accounts differ from Visa Signature accounts.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory fixed APR for 6 months on purchases and balance transfers when you open your account. |
| Intro, 6 months | 0.00% | None | Introductory fixed APR for 6 months on purchases and balance transfers when you open your account. |
| Ongoing | 16.74%–23.49% | None | Non-introductory variable Purchase APR is Prime Rate plus a margin between 9.99% and 16.74% based on creditworthiness. Prime Rate is 6.75% as of January 1, 2026. |
Sources (1)
- rbcbank.com/assets/Uploads/pdf…dit-Card-Disclosures.pdf · captured Oct 22, 2026
Visa Signature Black
Applicant must be 18 years or older and live in Canada or the U.S. with a SIN or SSN. Canadian credit history considered. Credit lines of $5,000 or greater qualify for Visa Signature accounts.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory fixed APR for 6 months on purchases and balance transfers when you open your account. |
| Intro, 6 months | 0.00% | None | Introductory fixed APR for 6 months on purchases and balance transfers when you open your account. |
| Ongoing | 16.74%–23.49% | None | Non-introductory variable Purchase APR is Prime Rate plus a margin between 9.99% and 16.74% based on creditworthiness. Prime Rate is 6.75% as of January 1, 2026. |
Visa Signature Black Plus
Applicant must be 18 years or older and live in Canada or the U.S. with a SIN or SSN. Canadian credit history considered. Annual fee is waived for Private Banking customers and RBC Bank employees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | $75 | Introductory fixed APR on purchases and balance transfers for the first 6 months following account opening. $75 annual fee waived for Private Banking customers and RBC Bank employees. |
| Ongoing | 16.74%–23.49% | $75 | Standard variable APR for purchases and balance transfers after introductory period (Prime Rate 6.75% plus margin between 9.99% and 16.74% based on creditworthiness). $75 annual fee waived for Private Banking customers and RBC Bank employees. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.