Credit union · NCUA insured
Quincy Credit Union Credit Card Rates
Top CarrotQuincy Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 17, 2026.
How Quincy Credit Union’s credit card rates compare
Compared with banks and credit unions near Boston, MA-NH, where Quincy Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Quincy Credit Union
8.99%APR
- Up to
- —
VISA Traditional Credit Card
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Beverly Municipal Federal Credit Union
7.99%APR
- Up to
- —
Quincy Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Quincy Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Signature Credit Card
Earn 1.5% monthly statement credit on qualifying purchases. No annual fee. Membership with $5.00 Primary Share Account required. Applicants must be at least 18 years old.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Variable Rate. Based on creditworthiness. |
Sources (3)
- qcu.org/borrow/creditcards
- qcu.org/borrow/creditcards/signature-visa-credit-card
- qcu.org/rates-2/rates
All captured Oct 17, 2026
VISA Traditional Credit Card
No annual fee. Membership with $5.00 Primary Share Account required. Applicants must be at least 18 years old.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 2.99% | None | Introductory 2.99% APR applies to qualifying balance transfers made within 366 days of account opening. Balance transfer fee is 3% or $10 minimum. |
| Ongoing | 8.99% | None | Variable rate. APR as low as with Auto Pay from a QCU checking account. Rate is subject to change and based on creditworthiness. |
Sources (3)
- qcu.org/borrow/creditcards
- qcu.org/borrow/creditcards/visa-traditional-credit-card
- qcu.org/rates-2/rates
All captured Oct 17, 2026
Who can join Quincy Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in the counties served (Norfolk County and Plymouth County) are eligible for membership.
Family and household
- Individuals who have a family member in the counties served are eligible for membership.
Cost to join
- A $5.00 Primary Share Account is required for membership.
Membership information collected October 5, 2026.