Credit union · NCUA insured
Qualstar Credit Union Credit Card Rates
Top CarrotQualstar Credit Union credit card rates start at 11.49% APR. Rates checked October 22, 2026.
How Qualstar Credit Union’s credit card rates compare
Compared with banks and credit unions near Seattle, WA, where Qualstar Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Qualstar Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
America's Credit Union
8.79%APR
- Up to
- 18.00% APR
2nd-lowest rate
Firefighters First Credit Union
8.99%APR
- Up to
- 16.99% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Builder Share Secured Visa Gold
Starts with a deposit held as original credit balance ($250 up to $5,000 credit limits available). After a period of positive activity, application can be made to change to unsecured Qualstar Gold Visa Card and deposit is released. Minimum payment is the greater of 1% of the balance plus interest due or $25; 25-day grace period; no balance transfer fee, no overlimit fee. Rate is variable Prime +9.74% adjusted quarterly with maximum rate 19.99% APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.49% | None | Variable Rate; Prime +9.74%, adjusted quarterly; maximum rate is 19.99% APR* Minimum payment is the greater of 1% of the balance plus interest due or $25; 25-day grace period; 2% cash advance fee; NO overlimit fee & NO annual fee. Credit limits from $250 up to $5,000 available secured by deposit. |
Visa Gold (Unsecured)
Maximum aggregate unsecured balance(s) not to exceed $45,000. Minimum payment is the greater of 1% of the balance plus interest due or $25; 25-day grace period; no balance transfer fee, no overlimit fee. Rate determined based on credit criteria; variable rate Prime +4.74% to +23.74% adjusted quarterly with maximum rates 14.99% APR to 23.74% APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49%–23.74% | None | Variable Rate; Prime +4.74% to +23.74%, adjusted quarterly, maximum rates are 14.99% APR to 23.74% APR. Minimum payment is the greater of 1% of the balance plus interest due or $25; 25-day grace period; no balance transfer fee, no annual fee, no overlimit fee. Maximum aggregate unsecured balance(s) not to exceed $45,000. Stated rate applies to purchases, cash advances, and balance transfers. |
Sources (3)
All captured Oct 15, 2026
Visa Rewards (Unsecured)
Maximum aggregate unsecured balance(s) not to exceed $45,000. Minimum payment is the greater of 1% of the balance plus interest due or $25; 25-day grace period; no balance transfer fee, no overlimit fee. Rate determined based on credit criteria; variable rate Prime +6.74% to +12.74% adjusted quarterly with maximum rates 16.99% APR to 22.99% APR. Earns $1 = 1.5 points redeemable for cash.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.49%–19.49% | None | Variable Rate; Prime +6.74% to +12.74%, adjusted quarterly, maximum rates are 16.99% APR to 22.99% APR. Minimum payment is the greater of 1% of the balance plus interest due or $25; 25-day grace period; no balance transfer fee, no annual fee, no overlimit fee. Maximum aggregate unsecured balance(s) not to exceed $45,000. Earn cash on purchases; $1=1.5 points. Stated rate applies to purchases, cash advances, and balance transfers. |
Sources (3)
All captured Oct 15, 2026
Who can join Qualstar Credit Union
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