Credit union · NCUA insured
Qualstar Credit Union Auto Loan Rates
Top CarrotQualstar Credit Union auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 22, 2026.
How Qualstar Credit Union’s auto loan rates compare
Compared with banks and credit unions near Seattle, WA, where Qualstar Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Qualstar Credit Union
4.49%APR
- Terms
- —
- Up to
- 19.99% APR
New Auto (2024 & Newer)
Lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Qualstar Credit Union auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Qualstar Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
First Time Auto Buyer (2002 & Newer)
Up to 110% financing. Program is for applicants with no auto credit history and no credit score (or less than 620); minimum 1-year employment history (or 6-months per page 41); no late payment history on existing credit accounts; income verification required; two personal references required; proof of auto insurance required.
| Terms | APR | Conditions |
|---|---|---|
| — | 8.74%–10.74% | Up to 110% financing. Applicants with no auto credit history and no credit score (or less than 620); minimum 1-year employment history; no late payment history on existing credit accounts; income verification, 2 personal references, and proof of insurance required. |
New Auto (2024 & Newer)
Up to 140% financing; lowest rate shown applies to LTV less than 100%. Rate received based on credit qualifications, LTV, and model year.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.49%–19.99% | Up to 140% financing; lowest rate shown applies to LTV less than 100%. |
Sources (1)
- qualstarcu.com/vehicle-loan-rates · captured Oct 7, 2026
New/Used Motorcycle (2011 & Newer)
Up to 115% financing.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.49%–15.99% | Up to 115% financing. |
Sources (1)
- qualstarcu.com/vehicle-loan-rates · captured Oct 7, 2026
Used Auto (2002-2018)
Up to 140% financing; lowest rate shown applies to LTV less than 100%. Rate received based on credit qualifications, LTV, and model year.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.49%–21.99% | Up to 140% financing; lowest rate shown applies to LTV less than 100%. |
Sources (1)
- qualstarcu.com/vehicle-loan-rates · captured Oct 7, 2026
Used Auto (2019-2023)
Up to 140% financing; lowest rate shown applies to LTV less than 100%. Rate received based on credit qualifications, LTV, and model year.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.49%–19.99% | Up to 140% financing; lowest rate shown applies to LTV less than 100%. |
Sources (1)
- qualstarcu.com/vehicle-loan-rates · captured Oct 7, 2026
Who can join Qualstar Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.