Credit union · NCUA insured
Quaker Oats Credit Union Auto Loan Rates
Quaker Oats Credit Union auto loans start at 4.99% APR for a new vehicle and 5.24% for a used one. Rates checked October 16, 2026.
How Quaker Oats Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cedar Rapids, IA, where Quaker Oats Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Quaker Oats Credit Union
4.99%APR
- Terms
- up to 72 months
- Discount
- None included
New Auto & Motorcycle
Lowest rate
Collins Community Credit Union
4.14%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
AIM Credit Union
4.54%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Quaker Oats Credit Union auto loan score
81
Auto loan score
Higher than 54% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Quaker Oats Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto & Motorcycle
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.74% | SPECIAL 2026, 2025, 2024 |
| up to 72 months | 4.99% | 2026, 2025, 2024 |
| up to 84 months | 5.49% | 2026, 2025, 2024 |
Sources (2)
All captured Oct 5, 2026
Used Auto & Motorcycle
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 5.24% | Model years 2021, 2022 & 2023 |
| up to 60 months | 5.49% | Model years 2019 & 2020 |
| up to 54 months | 6.24% | Model years 2017 & 2018 |
| up to 42 months | 7.49% | Model years 2016 and older |
Sources (2)
All captured Oct 5, 2026
Who can join Quaker Oats Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees and retirees of the Quaker Oats Company, Tree House Foods (formerly known as Ralston Foods), PMX Industries, Circle Computer Resources, and CCB Packaging.
Family and household
- Membership is open to family members of employees and retirees of the Quaker Oats Company, Tree House Foods (formerly known as Ralston Foods), PMX Industries, Circle Computer Resources, and CCB Packaging.
Membership information collected October 4, 2026.