Credit union · NCUA insured
AIM Credit Union Auto Loan Rates
AIM Credit Union auto loans start at 4.54% APR for a new vehicle and 4.54% for a used one. Rates checked October 16, 2026.
How AIM Credit Union’s auto loan rates compare
Compared with banks and credit unions near Dubuque, IA, where AIM Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
AIM Credit Union
4.54%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2022 – 2021 Vehicles
Lowest rate
Collins Community Credit Union
4.14%APR
- Terms
- up to 60 months
- Discount
- None included
3rd-lowest rate
Empeople Credit Union
4.74%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
AIM Credit Union auto loan score
86
Auto loan score
Higher than 75% of U.S. banks and credit unions
- New vehicleNew4.54%
- Used vehicleUsed4.54%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where AIM Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2015 and Older Vehicles
All rates shown are as low as and subject to change based on creditworthiness and underwriting criteria. Quoted rates reflect all discounts, including up to a 0.70% reduction in APR with ACU Rewards (qualifying services include ACU checking with direct deposit, payroll deduction, ACH payment, ACU MasterCard, and financing trade value or 10% down). Motorcycles are classified with vehicle rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 6.74% | Rates shown are as low as and reflect all discounts. |
| up to 36 months | 6.99% | Rates shown are as low as and reflect all discounts. |
Sources (1)
- aimcreditunion.com/borrow/loan-rates · captured Oct 5, 2026
2018 – 2016 Vehicles
All rates shown are as low as and subject to change based on creditworthiness and underwriting criteria. Quoted rates reflect all discounts, including up to a 0.70% reduction in APR with ACU Rewards (qualifying services include ACU checking with direct deposit, payroll deduction, ACH payment, ACU MasterCard, and financing trade value or 10% down). Motorcycles are classified with vehicle rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.49% | Rates shown are as low as and reflect all discounts. |
| up to 36 months | 5.74% | Rates shown are as low as and reflect all discounts. |
| up to 48 months | 5.99% | Rates shown are as low as and reflect all discounts. |
| up to 60 months | 6.24% | Rates shown are as low as and reflect all discounts. |
Sources (1)
- aimcreditunion.com/borrow/loan-rates · captured Oct 5, 2026
2020 – 2019 Vehicles
All rates shown are as low as and subject to change based on creditworthiness and underwriting criteria. Quoted rates reflect all discounts, including up to a 0.70% reduction in APR with ACU Rewards (qualifying services include ACU checking with direct deposit, payroll deduction, ACH payment, ACU MasterCard, and financing trade value or 10% down). Motorcycles are classified with vehicle rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.99% | Rates shown are as low as and reflect all discounts. |
| up to 36 months | 5.24% | Rates shown are as low as and reflect all discounts. |
| up to 48 months | 5.49% | Rates shown are as low as and reflect all discounts. |
| up to 60 months | 5.74% | Rates shown are as low as and reflect all discounts. |
Sources (1)
- aimcreditunion.com/borrow/loan-rates · captured Oct 5, 2026
2022 – 2021 Vehicles
All rates shown are as low as and subject to change based on creditworthiness and underwriting criteria. Quoted rates reflect all discounts, including up to a 0.70% reduction in APR with ACU Rewards (qualifying services include ACU checking with direct deposit, payroll deduction, ACH payment, ACU MasterCard, and financing trade value or 10% down). Motorcycles are classified with vehicle rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 3.99% | Rates shown are as low as and reflect all discounts. |
| up to 36 months | 4.24% | Rates shown are as low as and reflect all discounts. |
| up to 48 months | 4.44% | Rates shown are as low as and reflect all discounts. |
| up to 60 months | 4.54% | Rates shown are as low as and reflect all discounts. |
| up to 72 months | 4.84% | Rates shown are as low as and reflect all discounts. |
Sources (1)
- aimcreditunion.com/borrow/loan-rates · captured Oct 5, 2026
New Titled and Untitled Vehicles 2026-2023
All rates shown are as low as and subject to change based on creditworthiness and underwriting criteria. Quoted rates reflect all discounts, including up to a 0.70% reduction in APR with ACU Rewards (qualifying services include ACU checking with direct deposit, payroll deduction, ACH payment, ACU MasterCard, and financing trade value or 10% down). Motorcycles are classified with vehicle rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 3.74% | Rates shown are as low as and reflect all discounts. |
| up to 36 months | 3.99% | Rates shown are as low as and reflect all discounts. |
| up to 48 months | 4.34% | Rates shown are as low as and reflect all discounts. |
| up to 60 months | 4.44% | Rates shown are as low as and reflect all discounts. |
| up to 72 months | 4.79% | Rates shown are as low as and reflect all discounts. |
| up to 84 months | 5.49% | Seven (7) year term offered only to new, untitled vehicles over $35,000. Rates shown are as low as and reflect all discounts. |
Sources (1)
- aimcreditunion.com/borrow/loan-rates · captured Oct 5, 2026
Who can join AIM Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to individuals connected through an eligible employer or business.
Family and household
- Membership is open to family members including spouses, children, in-laws, parents, grandparents, aunts/uncles, siblings, grandchildren, and individuals living in the same household.
Cost to join
- Membership requires opening a share savings account for as little as $5.
Membership information collected October 4, 2026.