Credit union · NCUA insured
Qside FCU Credit Card Rates
Top CarrotQside FCU credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Qside FCU’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Qside FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Qside FCU
8.90%APR
MasterCard Platinum Credit Card
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
Qside FCU credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Qside FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard Classic Credit Card
Membership required. Credit limits up to $50,000 based on individual creditworthiness. If you do not qualify for a MasterCard Platinum credit card, you may be offered a MasterCard Classic credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed rate. No annual fee, no cash advance fee, no balance transfer fee. |
Sources (3)
All captured Oct 7, 2026
MasterCard Platinum Credit Card
Membership required. Credit limits up to $50,000 based on individual creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Fixed rate. No annual fee, no cash advance fee, no balance transfer fee. |
Sources (3)
All captured Oct 7, 2026
Who can join Qside FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and other legal entities located within the designated borders are eligible.
- People who live, work, worship, or study at institutions located within specified borders of the Queens community are eligible.
Employers and groups
- Employees, retirees, and tenant-stockholders of Big Six Towers Housing Corporation, Inc. are eligible.
- Employees and retirees of Clean Harbors Environmental Services, Inc. who work in or are paid from Brooklyn, New York are eligible.
- Employees and retirees of Consolidated Edison, Inc. and specified wholly owned subsidiaries working in Bronx, Kings, New York, Queens, Richmond, and Westchester Counties, NY are eligible.
- Employees and retirees of Cummins Allison Corporation are eligible.
6 more ways to join
Employers and groups
- Employees, retirees, and tenant/members of Deepdale Gardens Community Council, Inc. in Little Neck, NY are eligible.
- Employees and retirees of Long Island Water Corporation working in Lynbrook, New York are eligible.
- Employees and retirees of Queensboro Toyota are eligible.
Military, government and schools
- Employees and retirees of New York Power Authority working at the Indian Point Nuclear Power Plant #3 or the Charles Poletti Power Plant #6 in Buchanan or Astoria, New York are eligible.
Family and household
- Family members of current Qside members (husband or wife, children, siblings, parents, grandparents, grandchildren, and their spouses) are eligible.
Other ways
- Individuals can qualify for membership by joining the American Consumer Council (ACC), with the $15 fee waived using promo code 'Qside'.
Membership information collected October 5, 2026.