Credit union · NCUA insured
Progressions Credit Union Auto Loan Rates
Progressions Credit Union auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 22, 2026.
How Progressions Credit Union’s auto loan rates compare
Compared with banks and credit unions near Spokane, WA, where Progressions Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Progressions Credit Union
4.49%APR
- Terms
- up to 96 months
- Up to
- 17.99% APR
- Discount
- Included in the rate
Autos & Trucks (10 Years Old & Newer)
Lowest rate
Responders Emergency Services Credit Union
3.99%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
- Discount
- None included
Progressions Credit Union auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Progressions Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Autos & Trucks (10 Years Old & Newer)
On Approved Credit (OAC). Rates include a 0.25% discount for automatic payment and a 0.50% discount for direct deposit of net payroll or retirement benefits to a Progressions Credit Union checking account (add 0.25% for other payment options and 0.50% without qualifying direct deposit). For vehicles with 100k-124,999 miles add 1.50%, for vehicles with 125k+ miles add 3.00% (max term 48 months for 125k+ miles, mileage may be limited to 150k miles; rate will not exceed 18%). Existing Progressions Credit Union loans do not qualify. Membership required (must live, work, worship, or attend school in Washington; $20 fee may apply).
| Terms | APR | Conditions |
|---|---|---|
| up to 96 months | 4.49%–17.99% | 2019 Model year or newer. Includes 0.25% autopay and 0.50% direct deposit discounts. |
| up to 78 months | 6.99%–17.99% | 2016 – 2018 Model years. Includes 0.25% autopay and 0.50% direct deposit discounts. |
Sources (1)
- progressionscu.org/loan-rates · captured Oct 15, 2026
Autos & Trucks (11 – 15 Years Old)
On Approved Credit (OAC). Rates include a 0.25% discount for automatic payment and a 0.50% discount for direct deposit of net payroll or retirement benefits to a Progressions Credit Union checking account (add 0.25% for other payment options and 0.50% without qualifying direct deposit). For vehicles with 100k-124,999 miles add 1.50%, for vehicles with 125k+ miles add 3.00% (max term 48 months for 125k+ miles, mileage may be limited to 150k miles; rate will not exceed 18%). Existing Progressions Credit Union loans do not qualify. Membership required (must live, work, worship, or attend school in Washington; $20 fee may apply).
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 9.24%–17.99% | Available up to 48 months OAC. Includes 0.25% autopay and 0.50% direct deposit discounts. |
Sources (1)
- progressionscu.org/loan-rates · captured Oct 15, 2026
Classic Autos
On Approved Credit (OAC). Rates include a 0.25% discount for automatic payment and a 0.50% discount for direct deposit of net payroll or retirement benefits to a Progressions Credit Union checking account (add 0.25% for other payment options and 0.50% without qualifying direct deposit). Existing Progressions Credit Union loans do not qualify. Membership required (must live, work, worship, or attend school in Washington; $20 fee may apply).
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 7.75%–17.99% | Available up to 72 months OAC. Includes 0.25% autopay and 0.50% direct deposit discounts. |
Sources (1)
- progressionscu.org/loan-rates · captured Oct 15, 2026
Street Legal Motorcycles (10 Years Old Or Newer (Over 750cc))
On Approved Credit (OAC). Rates include a 0.25% discount for automatic payment and a 0.50% discount for direct deposit of net payroll or retirement benefits to a Progressions Credit Union checking account (add 0.25% for other payment options and 0.50% without qualifying direct deposit). Existing Progressions Credit Union loans do not qualify. Membership required (must live, work, worship, or attend school in Washington; $20 fee may apply).
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99%–17.99% | 2019 Model years and newer up to 84 months OAC. Includes 0.25% autopay and 0.50% direct deposit discounts. |
| up to 72 months | 6.99%–17.99% | 2016 – 2018 Model years up to 72 months OAC. Includes 0.25% autopay and 0.50% direct deposit discounts. |
Sources (1)
- progressionscu.org/loan-rates · captured Oct 15, 2026
Street Legal Motorcycles (11 – 15 Years Old (Over 750cc))
On Approved Credit (OAC). Rates include a 0.25% discount for automatic payment and a 0.50% discount for direct deposit of net payroll or retirement benefits to a Progressions Credit Union checking account (add 0.25% for other payment options and 0.50% without qualifying direct deposit). Existing Progressions Credit Union loans do not qualify. Membership required (must live, work, worship, or attend school in Washington; $20 fee may apply).
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 9.24%–17.99% | 2011 – 2015 Model Years, available up to 48 months OAC. Includes 0.25% autopay and 0.50% direct deposit discounts. |
Sources (1)
- progressionscu.org/loan-rates · captured Oct 15, 2026
Who can join Progressions Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship or attend school in the state of Washington.
Military, government and schools
- Membership is open to individuals who work or are retired from the United States Postal Service (currently Eastern Washington and all of Idaho).
Family and household
- Membership is open to individuals who have a family member related by blood or marriage who is eligible.
Membership information collected October 4, 2026.