Bank · FDIC insured
Profinium Bank Inc Credit Card Rates
Profinium Bank Inc credit card rates start at 14.00% APR. Rates checked October 16, 2026.
How Profinium Bank Inc’s credit card rates compare
Compared with banks and credit unions near Fairmont, MN, where Profinium Bank Inc has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Profinium Bank Inc
– –
- Annual fee
- —
- Up to
- —
No ongoing APR published
Lowest rate
CCFBank
19.24%APR
- Annual fee
- $99
- Up to
- 28.24% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Profinium Bank Rewards Card
Variable APR based on the Prime Rate plus a margin of 7.00% to 16.00% determined by creditworthiness. Earn 1 reward point per $1 spent on qualified purchases. Balance transfer fees may apply. Credit and underwriting approval required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory 0% fixed APR on new purchases for the first 6 months from account opening date. |
| Ongoing | 14.00%–18.00% | None | Post-introductory variable APR based on Prime Rate plus margin of 7.00% to 16.00% depending on creditworthiness for purchases, balance transfers, and cash advances. |
Sources (1)
- profinium.com/rewards-credit-card · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.