Credit union · NCUA insured
PriorityONE Credit Union Auto Loan Rates
Top CarrotPriorityONE Credit Union auto loans start at 4.74% APR for a new vehicle and 4.99% for a used one. Rates checked October 15, 2026.
How PriorityONE Credit Union’s auto loan rates compare
Compared with banks and credit unions near Miami, FL, where PriorityONE Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
PriorityONE Credit Union
4.74%APR
- Terms
- —
- Up to
- —
- Discount
- Included in the rate
Auto - New
Lowest rate
SUN Credit Union
3.99%APR
- Terms
- —
- Up to
- —
- Discount
- None included
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
PriorityONE Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where PriorityONE Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto - New
Subject to CU loan policies and guidelines. The interest rate you pay will be based on the term of your loan and your credit score. Rates reflect a 0.25% discount and assume payments via automatic payment or payroll deduction from a PriorityONE CU of Florida account (APR increases by 0.25% without automatic payment/payroll deduction).
| Terms | APR | Conditions |
|---|---|---|
| — | 4.74% | Reflects a 0.25% discount for automatic payment or payroll deduction from a PriorityONE CU of Florida account; APR increases by 0.25% without automatic payment. Subject to credit union loan policies, term, and credit score. |
Sources (2)
All captured Oct 7, 2026
Auto - Used
Subject to CU loan policies and guidelines. The interest rate you pay will be based on the term of your loan and your credit score. Rates reflect a 0.25% discount and assume payments via automatic payment or payroll deduction from a PriorityONE CU of Florida account (APR increases by 0.25% without automatic payment/payroll deduction).
| Terms | APR | Conditions |
|---|---|---|
| — | 5.24% | Reflects a 0.25% discount for automatic payment or payroll deduction from a PriorityONE CU of Florida account; APR increases by 0.25% without automatic payment. Subject to credit union loan policies, term, and credit score. |
| — | 4.99% | Subject to CU loan policies and guidelines. |
Sources (2)
All captured Oct 7, 2026
Motorcycle - Used
Subject to CU loan policies and guidelines. The interest rate you pay will be based on the term of your loan and your credit score. Rates reflect a 0.25% discount and assume payments via automatic payment or payroll deduction from a PriorityONE CU of Florida account (APR increases by 0.25% without automatic payment/payroll deduction).
| Terms | APR | Conditions |
|---|---|---|
| — | 9.25% | Reflects a 0.25% discount for automatic payment or payroll deduction from a PriorityONE CU of Florida account; APR increases by 0.25% without automatic payment. Subject to credit union loan policies, term, and credit score. |
| — | 8.75% | Subject to CU loan policies and guidelines. |
Sources (2)
All captured Oct 7, 2026
Who can join PriorityONE Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives or works in Broward, Miami-Dade, or Palm Beach Counties.
Employers and groups
- Eligibility is open to active and retired professional employees, trade groups, and associations residing within Florida.
- Eligibility is open to employees of participating Select Employer Groups.
Military, government and schools
- Eligibility is open to active and retired postal or federal employees who reside within Florida.
Family and household
- Eligibility is open to immediate family members of existing members, regardless of whether they reside in the same household.
Other ways
- Eligibility is open to persons with membership in the Southeastern Credit Union Foundation (SECUF).
Membership information collected October 5, 2026.