Credit union · NCUA insured
Power Financial Credit Union CD Rates
A $1B credit union headquartered in Pembroke Pines, FL, with 34,736 members and 7 branches in Florida.
How Power Financial Credit Union’s CD rates compare
Compared with banks and credit unions near Miami, FL, where Power Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Power Financial Credit Union
3.90%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $226
Certificates of Deposit
Top rate
Dort Financial Credit Union
5.00%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $457
2nd-highest rate
BrightStar Credit Union
5.00%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $2,763
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Certificates of Deposit
Up to 3.90%APY · 13 terms
| Term | APY · $500 and up | APY · $2,500 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsNot eligible for IRA or SEP | 0.10% | — | — | 0.10% | $2 |
| 6 monthsNot eligible for IRA or SEP | 0.15% | — | — | 0.15% | $7 |
| 7 monthsLimited-Time CD Special. Not eligible for IRA or SEP. Automatically renewed for 6-month term | — | 3.90% | — | 3.90% | $226 |
| 9 monthsNot eligible for IRA or SEP | 0.20% | — | — | 0.20% | $15 |
| 11 monthsLimited-Time CD Special. Eligible for IRA or SEP. New money only (deposits and investments not previously held at Power Financial Credit Union or Power Investment Services). Automatically renewed for 24-month term. At the end of 11 months, the Credit Union may call the certificate or extend the certificate for an additional 11-month term at the same APY set forth on the initial 11-month term | — | — | 3.92% | —3.92% from $50k | — |
| 12 monthsEligible for IRA or SEP | 0.20% | — | — | 0.20% | $20 |
| 13 monthsLimited-Time CD Special. Eligible for IRA or SEP. Automatically renewed for 12-month term | — | 3.66% | — | 3.66% | $397 |
| 15 monthsEligible for IRA or SEP | 0.25% | — | — | 0.25% | $31 |
| 18 monthsEligible for IRA or SEP | 0.25% | — | — | 0.25% | $38 |
| 24 monthsEligible for IRA or SEP | 0.35% | — | — | 0.35% | $70 |
| 36 monthsEligible for IRA or SEP | 0.55% | — | — | 0.55% | $166 |
| 48 monthsEligible for IRA or SEP | 0.70% | — | — | 0.70% | $283 |
| 60 monthsEligible for IRA or SEP | 0.75% | — | — | 0.75% | $381 |
Sources (2)
- powerfi.org/Knowledge/References/Rates/Account-Rates
- powerfi.org/Personal/Bank/Certificates-of-Deposit
All captured Oct 15, 2026
IRA Certificates
Up to 3.66%APY · 9 terms
Available for Traditional IRA, Roth IRA, and SEP IRA accounts.
| Term | APY · $500 and up | APY · $2,500 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 11 monthsLimited-Time Special. Eligible for IRA or SEP. New money only. Automatically renewed for 24-month term. At the end of 11 months, the Credit Union may call the certificate or extend the certificate for an additional 11-month term at the same APY set forth on the initial 11-month term | — | — | 3.92% | —3.92% from $50k | — |
| 12 monthsEligible for IRA or SEP | 0.20% | — | — | 0.20% | $20 |
| 13 monthsLimited-Time Special. Eligible for IRA or SEP. Automatically renewed for 12-month term | — | 3.66% | — | 3.66% | $397 |
| 15 monthsEligible for IRA or SEP | 0.25% | — | — | 0.25% | $31 |
| 18 monthsEligible for IRA or SEP | 0.25% | — | — | 0.25% | $38 |
| 24 monthsEligible for IRA or SEP | 0.35% | — | — | 0.35% | $70 |
| 36 monthsEligible for IRA or SEP | 0.55% | — | — | 0.55% | $166 |
| 48 monthsEligible for IRA or SEP | 0.70% | — | — | 0.70% | $283 |
| 60 monthsEligible for IRA or SEP | 0.75% | — | — | 0.75% | $381 |
Who can join Power Financial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.