Credit union · NCUA insured
Power Financial Credit Union Credit Card Rates
Power Financial Credit Union credit card rates start at 11.49% APR. Rates checked October 15, 2026.
How Power Financial Credit Union’s credit card rates compare
Compared with banks and credit unions near Miami, FL, where Power Financial Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Power Financial Credit Union
– –
No ongoing APR published
Lowest rate
Hialeah Municipal Employees Federal Credit Union
7.99%APR
2nd-lowest rate
First Choice Credit Union
8.75%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum Credit Card
Eligibility open to those who live, work, or go to school in Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach, Hillsborough, Manatee, Pinellas, Sarasota, or St. Lucie counties, Select Employee Groups, and immediate family members of existing members. Existing cardholders not eligible for an additional card. Credit limit from $500 to $40,000. Interest rates capped at 18%. $0 balance transfer fee within 90 days.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.99% | None | 1.99% introductory APR on each qualifying balance transfer for 12 months. Balance transfers must be made within 90 days of account opening to qualify for the introductory APR rate and $0 balance transfer fee. Offer available for new cardholders only. Rates current as of July 1, 2026. |
| Intro, 6 months | 1.99% | None | 1.99% introductory APR on qualifying purchases for 6 months. Purchases must be made within 90 days of account opening to qualify for the intro rate. Offer available for new cardholders only. Rates current as of July 1, 2026. |
| Ongoing | 11.49%–18.00% | None | After introductory period, variable rate APR for unpaid balance and subsequent purchases and for cash advances and balance transfers will range from 11.49% to 18.00% depending on creditworthiness. APR varies with the market based on Prime Rate. Rates current as of July 1, 2026. |
Sources (2)
- powerfi.org/Personal/Borrow/Pe…isa-Platinum-Credit-Card
- powerfi.org/Personal/Borrow/Personal-Credit-Cards
All captured Oct 5, 2026
Visa® Platinum Credit Card for Students
Eligibility: 18 or older and a student in high school, college, or a trade school (full-time or part-time); US resident; proof of income; clean record (no collections or serious delinquencies); and meet credit union membership criteria. Existing cardholders not eligible for an additional card. Credit limit up to $2,500. Interest rates capped at 18%. $0 balance transfer fee within 90 days.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.99% | None | 1.99% introductory APR on each qualifying balance transfer for 12 months. Balance transfers must be made within 90 days of account opening to qualify for the introductory APR rate and $0 balance transfer fee. Offer available for new cardholders only. Rates current as of July 1, 2026. |
| Intro, 6 months | 1.99% | None | 1.99% introductory APR on qualifying purchases for 6 months. Purchases must be made within 90 days of account opening to qualify for the intro rate. Offer available for new cardholders only. Rates current as of July 1, 2026. |
| Ongoing | 11.49%–18.00% | None | After introductory period, variable rate APR for unpaid balance and subsequent purchases and for cash advances and balance transfers will range from 11.49% to 18.00% depending on creditworthiness. APR varies with the market based on Prime Rate. Rates current as of July 1, 2026. |
Sources (2)
- powerfi.org/Personal/Borrow/Pe…sa-Platinum-for-Students
- powerfi.org/Personal/Borrow/Personal-Credit-Cards
All captured Oct 5, 2026
Visa® Signature Credit Card
Eligibility open to those who live, work, or go to school in Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach, Hillsborough, Manatee, Pinellas, Sarasota, or St. Lucie counties, Select Employee Groups, and immediate family members of existing members. Existing cardholders not eligible for an additional card. Minimum credit limit $5,000, max $40,000. Capped at 18.00% APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.99% | None | 1.99% introductory balance transfer rate for 12 months for each qualifying transaction completed within 90 days of account opening. Offer available for new cardholders only. Rate current as of July 1, 2026. |
| Intro, 6 months | 0.00% | None | 0% intro APR on qualifying new purchases for the first 6 months. Purchases must be made within first six month after the first qualifying transaction date. Offer available for new cardholders only. Rate current as of July 1, 2026. |
| Ongoing | 13.49%–18.00% | None | After introductory period, variable rate APR for unpaid balance and subsequent purchases and for cash advances and balance transfers will range from 13.49% to 18.00% depending on creditworthiness. APR varies with the market based on Prime Rate. Rates current as of July 1, 2026. |
Sources (2)
- powerfi.org/Personal/Borrow/Pe…sa-Signature-Credit-Card
- powerfi.org/Personal/Borrow/Personal-Credit-Cards
All captured Oct 5, 2026
Who can join Power Financial Credit Union
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