Credit union · NCUA insured
Potlatch No 1 Financial Credit Union Auto Loan Rates
Potlatch No 1 Financial Credit Union auto loans start at 5.15% APR for a new vehicle and 5.15% for a used one. Rates checked October 22, 2026.
How Potlatch No 1 Financial Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lewiston, ID-WA, where Potlatch No 1 Financial Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Potlatch No 1 Financial Credit Union
5.15%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loan
Lowest rate
Lewis Clark Credit Union
4.25%APR
- Terms
- up to 96 months
- Discount
- None included
3rd-lowest rate
STCU
5.24%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
Potlatch No 1 Financial Credit Union auto loan score
81
Auto loan score
Higher than 54% of U.S. banks and credit unions
- New vehicleNew5.15%
- Used vehicleUsed5.15%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Potlatch No 1 Financial Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Financing available for eligible new and used cars, trucks, and SUVs purchased from dealerships or private parties, as well as refinancing. All loans subject to P1FCU membership, credit approval, and underwriting criteria. Terms available up to 96 months. Rates increase for higher mileage or older vehicles.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.15% | Advertised starting APR for new or used vehicles. Rates increase for vehicles over 100,000 miles or more than 7 years old (or more than 6 years old per rates schedule). Based on creditworthiness and underwriting approval. |
| up to 72 months | 5.45% | Advertised starting APR for new or used vehicles. Rates increase for vehicles over 100,000 miles or more than 7 years old (or more than 6 years old per rates schedule). Based on creditworthiness and underwriting approval. |
Sources (3)
All captured Oct 7, 2026
Who can join Potlatch No 1 Financial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.