Bank · FDIC insured
Port Washington State Bank Savings Rates
Port Washington State Bank’s best savings rate is 0.35% APY on $10,000, with its Premium Money Market. Rates checked October 16, 2026.
How Port Washington State Bank’s savings rates compare
Compared with banks and credit unions near Milwaukee, WI, where Port Washington State Bank has the most branches. $10,000, best rate first.
This bank’s best
Port Washington State Bank
0.35%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $35
Premium Money Market
Top rate
Advia Credit Union
3.75%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Port Washington State Bank savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.35%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Port Washington State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Relationship Money Market
0.35%APY
A PWSB personal checking account must be maintained to qualify for Relationship Money Market rates. Variable rate account; rates subject to change after account opening. $12.00 monthly service charge waived if $25,000 minimum balance is maintained. $35 early closing fee if closed within 120 days of opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999$24,999 or less tier. Personal checking account must be maintained at PWSB. $12.00 monthly fee waived if minimum balance of $25,000 is maintained. | 0.35% | $35 | $24,999 or less tier. Personal checking account must be maintained at PWSB. $12.00 monthly fee waived if minimum balance of $25,000 is maintained. |
| $24,999 – $100,000More than $24,999, less than $100,000 tier. Personal checking account must be maintained at PWSB. $12.00 monthly fee waived if minimum balance is maintained. | 0.70% | — | More than $24,999, less than $100,000 tier. Personal checking account must be maintained at PWSB. $12.00 monthly fee waived if minimum balance is maintained. |
| $99,999 – $250,000More than $99,999, less than $250,000 tier. Personal checking account must be maintained at PWSB. $12.00 monthly fee waived if minimum balance is maintained. | 1.71% | — | More than $99,999, less than $250,000 tier. Personal checking account must be maintained at PWSB. $12.00 monthly fee waived if minimum balance is maintained. |
| $250,000 and upPersonal checking account must be maintained at PWSB. $12.00 monthly fee waived if minimum balance is maintained. | 2.53% | — | Personal checking account must be maintained at PWSB. $12.00 monthly fee waived if minimum balance is maintained. |
Sources (3)
All captured Oct 5, 2026
Premium Money Market
0.35%APY
Variable rate account; rates subject to change after account opening. $8.00 monthly service charge waived if $10,000 minimum daily balance is maintained. Lower rate of interest earned if account balance falls below $10,000.00. $35 early closing fee if closed within 120 days of opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Applies if account balance falls to $9,999.99 or less. $8.00 monthly fee waived if $10,000 minimum balance is maintained. | 0.10% | — | Applies if account balance falls to $9,999.99 or less. $8.00 monthly fee waived if $10,000 minimum balance is maintained. |
| $10,000 and upRequires maintaining minimum balance of $10,000.00 to receive stated APY. $8.00 monthly fee waived if $10,000 minimum balance is maintained. | 0.35% | $35 | Requires maintaining minimum balance of $10,000.00 to receive stated APY. $8.00 monthly fee waived if $10,000 minimum balance is maintained. |
Sources (3)
All captured Oct 5, 2026
Money Market
0.10%APY
Variable rate account; rates subject to change after account opening. $6.00 monthly service charge waived if $1,000 minimum balance is maintained. $35 early closing fee if closed within 120 days of opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Applies to balances of $999.99 or less. $6.00 monthly fee waived if minimum balance of $1,000 is maintained. | 0.01% | — | Applies to balances of $999.99 or less. $6.00 monthly fee waived if minimum balance of $1,000 is maintained. |
| $1,000 and upRequires maintaining minimum balance of $1,000.00 to receive stated APY. $6.00 monthly fee waived if minimum balance is maintained. | 0.10% | $10 | Requires maintaining minimum balance of $1,000.00 to receive stated APY. $6.00 monthly fee waived if minimum balance is maintained. |
Sources (3)
All captured Oct 5, 2026
Regular Savings
0.01%APY
$5.00 monthly service charge if minimum daily balance falls below $200.00; fee waived if transferring at least $20.00 to the account each month or if under 25 years of age. $35 fee if closed within 120 days of opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5.00 monthly service charge waived with $200.00 minimum daily balance, $20.00 monthly transfer, or if under 25 years of age.Any balance | 0.01% | $1 | $5.00 monthly service charge waived with $200.00 minimum daily balance, $20.00 monthly transfer, or if under 25 years of age. |
Sources (3)
All captured Oct 5, 2026
Special-purpose accounts
Health Savings Account (HSA)
0.22%APY
Available to individuals with a qualified high-deductible health plan (HDHP). $35 fee if closed within 120 days of opening.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.02% | — |
| $500 – $5,000 | 0.12% | — |
| $5,000 – $15,000 | 0.22% | $22 |
| $15,000 and up | 0.32% | — |
Sources (3)
All captured Oct 5, 2026
Holiday Savings
0.01%APY
Checks mailed the third week of October. Account automatically renews unless no deposits have been made within 90 days after maturity. If closed or withdrawals/transfers are made before interest is paid in October, accrued interest will not be paid. $35 fee if closed within 120 days of opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMatures the third week of October. Withdrawals or early closing prior to October forfeit accrued interest. Automatically renews unless no deposits are made within 90 days after maturity.Any balance | 0.01% | $1 | Matures the third week of October. Withdrawals or early closing prior to October forfeit accrued interest. Automatically renews unless no deposits are made within 90 days after maturity. |
Sources (3)
All captured Oct 5, 2026
Youth Savings
0.01%APY
Must be age 17 or younger. $35 fee if closed within 120 days of opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust be age 17 or younger.Any balance | 0.01% | $1 | Must be age 17 or younger. |
Sources (3)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.