Credit union · NCUA insured
Planites Credit Union Credit Card Rates
Planites Credit Union credit cards start at 13.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Planites Credit Union’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Planites Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Planites Credit Union
13.00%APR
Visa Classic Card
Lowest rate
American Broadcast Employees FCU
6.99%APR
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
Planites Credit Union credit card score
66
Credit card score
Higher than 17% of U.S. banks and credit unions
- Purchase APRPurchase APR13.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Planites Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Card
Planites Credit Union offers a Visa Classic Card with a variable rate and no annual fee. The card also features the same rate for both purchases, balance transfers, and cash advances. Other benefits include no balance transfer fee, no cash advance fee, no minimum finance charge, and a 25-day grace period. Rates based on creditworthiness and term of loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00% | None | Variable rate quoted as low as 13.00% APR. Same rate for purchases, balance transfers, and cash advances. Rate based on creditworthiness and term of loan. |
Sources (1)
- planites.org/visa-credit-cards · captured Oct 6, 2026
Who can join Planites Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to employees of HCSC, Dearborn Group, and all other subsidiaries and affiliates of HCSC.
Family and household
- Family members of employees of HCSC, Dearborn Group, and all other subsidiaries and affiliates of HCSC are eligible for membership.
Membership information collected October 5, 2026.