Bank · FDIC insured
Plains Commerce Bank Credit Card Rates
Plains Commerce Bank doesn’t publish an ongoing APR for its credit cards, only a 6-month introductory rate. Rates checked October 22, 2026.
How Plains Commerce Bank’s credit card rates compare
Compared with banks and credit unions in South Dakota, where Plains Commerce Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Plains Commerce Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Aspen Federal Credit Union
7.00%APR
- Up to
- 11.90% APR
2nd-lowest rate
Black Hills Federal Credit Union
7.75%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Plains Commerce Platinum
Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% intro APR on purchases and balance transfers for the first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- plainscommerce.com/personal-banking/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.