Bank · FDIC insured
Plains Commerce Bank CD Rates
Plains Commerce Bank’s best CD rate is 3.78% APY on a 7-month CD. Terms run from 5 months to 13 months. Rates checked October 22, 2026.
How Plains Commerce Bank’s CD rates compare
Compared with banks and credit unions in South Dakota, where Plains Commerce Bank has the most branches. $10,000, best rate first.
This bank’s best
Plains Commerce Bank
3.78%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $219
CD Specials
Top rate
Dakota Community Bank & Trust
5.10%APY
- Term
- 89 months
- Minimum
- $2,500
- Earns on $10,000
- $4,462
2nd-highest rate
Dakotaland Federal Credit Union
5.00%APY
- Term
- 5 months
- Minimum
- $500
- Earns on $10,000
- $205
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Specials
Up to 3.78%APY · 4 terms
$10,000 minimum balance required to open account and obtain listed APY. Not eligible to use for current exchange-a-rate certificate of deposit. Institutional funds not eligible. Substantial penalty may be imposed for early withdrawal. Fees may reduce earnings. Plains Commerce Bank reserves the right to end the special rate at any time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 months$10,000 minimum balance required to open account and obtain listed APY. Not eligible to use for current exchange-a-rate certificate of deposit. Institutional funds not eligible. Early withdrawal penalty may apply | 3.28% | $135 |
| 7 months$10,000 minimum balance required to open account and obtain listed APY. Not eligible to use for current exchange-a-rate certificate of deposit. Institutional funds not eligible. Early withdrawal penalty may apply | 3.78% | $219 |
| 11 months$10,000 minimum balance required to open account and obtain listed APY. Not eligible to use for current exchange-a-rate certificate of deposit. Institutional funds not eligible. Early withdrawal penalty may apply | 3.25% | $298 |
| 13 months$10,000 minimum balance required to open account and obtain listed APY. Not eligible to use for current exchange-a-rate certificate of deposit. Institutional funds not eligible. Early withdrawal penalty may apply | 3.74% | $406 |
Sources (1)
- plainscommerce.com/personal-ba…ng/personal-checking/cds · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.