Credit union · NCUA insured
Aspen Federal Credit Union Credit Card Rates
Top CarrotAspen Federal Credit Union credit cards start at 7.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Aspen Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Rapid City, SD, where Aspen Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Aspen Federal Credit Union
7.00%APR
- Up to
- 11.90% APR
Aspen Visa Credit Cards
2nd-lowest rate
Black Hills Federal Credit Union
7.75%APR
- Up to
- —
3rd-lowest rate
Dakota Star Federal Credit Union
8.50%APR
- Up to
- —
Aspen Federal Credit Union credit card score
95
Credit card score
Higher than 98% of U.S. banks and credit unions
- Purchase APRPurchase APR7.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Aspen Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Aspen Visa Credit Cards
Subject to credit approval. Tiered pricing based on creditworthiness and other qualifications. Credit lines up to $15,000. No cash advance or balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.00%–11.90% | None | Fixed APR ranging from 7.00% to 11.90% based on creditworthiness and other qualifications. Subject to credit approval. No annual, cash advance, or balance transfer fees. Credit lines up to $15,000. |
Sources (1)
- aspenfcu.com/loans/credit-cards.html · captured Oct 7, 2026
Who can join Aspen Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, attend school in, or own a business located in Pennington, Meade, Lawrence, or Custer County, South Dakota are eligible for membership.
Family and household
- Individuals with a family member who is an existing member of Aspen FCU are eligible for membership.
Cost to join
- An opening deposit of $25 is required to purchase a share of the credit union upon becoming a member.
Membership information collected October 4, 2026.