Credit union · NCUA insured
Pima Federal Credit Union Credit Card Rates
Pima Federal Credit Union credit card rates start at 12.74% APR. Rates checked October 22, 2026.
How Pima Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Tucson, AZ, where Pima Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Pima Federal Credit Union
– –
No ongoing APR published
Lowest rate
Hughes Federal Credit Union
9.50%APR
2nd-lowest rate
SunWest Credit Union of Arizona
9.99%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum
Credit limit from $300 to $4,999. $0 annual fee and $0 balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 9 months | 2.99% | None | Introductory APR for the first 9 months on purchases from account opening. Variable rate adjusts with the market based on Prime Rate. |
| Ongoing | 12.74%–17.99% | None | Standard variable APR based on creditworthiness after introductory period; varies with Prime Rate. Cash advances subject to standard rate. Disclosures also cite 12.99% to 17.99%. |
Sources (1)
- pimafederal.org/borrow/credit-cards · captured Oct 3, 2026
Visa® Signature
Credit limit from $5,000 to $25,000. $0 annual fee and $0 balance transfer fee. Also referred to as Visa® Signature Rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 9 months | 2.99% | None | Introductory APR for the first 9 months on purchases from account opening. Variable rate adjusts with the market based on Prime Rate. |
| Ongoing | 12.74%–17.99% | None | Standard variable APR based on creditworthiness after introductory period; varies with Prime Rate. Cash advances subject to standard rate. Disclosures also cite 12.99% to 17.99%. |
Sources (1)
- pimafederal.org/borrow/credit-cards · captured Oct 3, 2026
Who can join Pima Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible to join if you live, work, worship, or attend school in an eligible ZIP code within Apache, Maricopa, Navajo, Pima, Pinal, or Yuma County.
Employers and groups
- Eligible to join if working as an employee for one of Pima Federal's Select Employer Groups.
Family and household
- Eligible to join if related to anyone who is an existing member.
Other ways
- Eligible to join by joining Friends of the Pima County Public Library with a $20 membership fee when opening an account.
- Eligible to join if you are an employee, volunteer, or registered member of any non-profit organization in Pima County.
Cost to join
- Membership requires an opening deposit of $5.
Membership information collected October 4, 2026.