Bank · FDIC insured
Peoples Security Bank & Trust Auto Loan Rates
Top CarrotPeoples Security Bank & Trust auto loans start at 6.04% APR for a new vehicle and 6.04% for a used one. Rates checked October 16, 2026.
How Peoples Security Bank & Trust’s auto loan rates compare
Compared with banks and credit unions near Scranton, PA, where Peoples Security Bank & Trust has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Peoples Security Bank & Trust
6.04%APR
- Terms
- up to 63 months
New Car Loans
Lowest rate
UFCW Community Federal Credit Union
3.70%APR
- Terms
- up to 60 months
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
Peoples Security Bank & Trust auto loan score
65
Auto loan score
Higher than 15% of U.S. banks and credit unions
- New vehicleNew6.04%
- Used vehicleUsed6.04%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Peoples Security Bank & Trust ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Loans
PSBT new auto loans in PA, NY, and NJ for cars, trucks, SUVs, and motorcycles from dealers or private sellers; fixed rates; terms up to 84 months; local review. Up to 125% financing. Loan subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 63 months | 6.04% | Model years 2026–2025; term up to 63 months. Stated APR/interest rate based on credit score 720 or above; other rates and terms also available. APR and payment examples based on a $10,000 loan with a $50 documentation prep fee using the greater term for the product. Up to 125% financing. |
| 64–75 months | 6.26% | Model years 2026–2025; term 64–75 months. Stated APR/interest rate based on credit score 720 or above; other rates and terms also available. APR and payment examples based on a $10,000 loan with a $50 documentation prep fee using the greater term for the product. Up to 125% financing. |
| 76–84 months | 6.74% | Model years 2026–2025; term 76–84 months. Stated APR/interest rate based on credit score 720 or above; other rates and terms also available. APR and payment examples based on a $10,000 loan with a $50 documentation prep fee using the greater term for the product. Up to 125% financing. |
| — | 6.19% | New car loan APRs from 6.188%. |
Sources (2)
All captured Oct 16, 2026
Used Car Loans
PSBT used auto loans in PA, NY, and NJ for cars, trucks, SUVs, and motorcycles from dealers or private sellers; fixed rates; terms up to 84 months; local review. Financing up to NADA Book Average wholesale value. Loan subject to credit approval. Rates can vary by model year.
| Terms | APR | Conditions |
|---|---|---|
| up to 63 months | 6.04% | Model years 2025–2024; term up to 63 months. Stated APR/interest rate based on credit score 720 or above; other rates and terms also available. APR and payment examples based on a $10,000 loan with a $50 documentation prep fee using the greater term for the product. Financing up to NADA Book Average wholesale value. |
| 64–75 months | 6.26% | Model years 2025–2024; term 64–75 months. Stated APR/interest rate based on credit score 720 or above; other rates and terms also available. APR and payment examples based on a $10,000 loan with a $50 documentation prep fee using the greater term for the product. Financing up to NADA Book Average wholesale value. |
| 76–84 months | 6.74% | Model years 2025–2024; term 76–84 months. Stated APR/interest rate based on credit score 720 or above; other rates and terms also available. APR and payment examples based on a $10,000 loan with a $50 documentation prep fee using the greater term for the product. Financing up to NADA Book Average wholesale value. |
| up to 63 months | 6.14% | Model year 2023; term up to 63 months. Stated APR/interest rate based on credit score 720 or above; other rates and terms also available. APR and payment examples based on a $10,000 loan with a $50 documentation prep fee using the greater term for the product. Financing up to NADA Book Average wholesale value. |
| 64–75 months | 6.36% | Model year 2023; term 64–75 months. Stated APR/interest rate based on credit score 720 or above; other rates and terms also available. APR and payment examples based on a $10,000 loan with a $50 documentation prep fee using the greater term for the product. Financing up to NADA Book Average wholesale value. |
| 76–84 months | 6.94% | Model year 2023; term 76–84 months. Stated APR/interest rate based on credit score 720 or above; other rates and terms also available. APR and payment examples based on a $10,000 loan with a $50 documentation prep fee using the greater term for the product. Financing up to NADA Book Average wholesale value. |
| up to 63 months | 6.34% | Model year 2022; term up to 63 months. Stated APR/interest rate based on credit score 720 or above; other rates and terms also available. APR and payment examples based on a $10,000 loan with a $50 documentation prep fee using the greater term for the product. Financing up to NADA Book Average wholesale value. |
| 64–75 months | 6.61% | Model year 2022; term 64–75 months. Stated APR/interest rate based on credit score 720 or above; other rates and terms also available. APR and payment examples based on a $10,000 loan with a $50 documentation prep fee using the greater term for the product. Financing up to NADA Book Average wholesale value. |
Sources (2)
All captured Oct 16, 2026
Opening an account
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